M B F T Federal Credit Union


Our records indicate that this credit union has been acquired by NYMEO.


Headquarters

1 Poplar St
Thurmont, MD 21788
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

M B F T is an NCUA insured institution located in Thurmont, MD. It was founded in 1963 and has approximately $0.37 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 15805
Date Established 1963
Assets $0.37 million
Loans $0.13 million
Deposits $0.19 million
Capital $0.31 million
 

Deposit Rates - October 4, 2026

Your Current Location: New York, NY 10116

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Loan Rates - October 4, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for M B F T

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are M B F T branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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New York City,New York


M B F T Locations around zip code 10116


BranchDistance Map View Lobby Hours

MBFT FEDERAL CREDIT UNION

195.02 A View Lobby Hours


Climate Policy and Initiatives

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Financial Details

M B F T Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of M B F T. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
M B F T U.S. Average
4.41% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, M B F T had $13,662 in non-current loans and $0 in owned assets. To cover these potential losses it had $307,613 in net worth and $2,366 in loans loss reserves. That gives it a Texas Ratio of 4.41%.

Net Worth
M B F T U.S. Average
83.31% 14.48%

M B F T FCU has a net worth of 83.31% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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