Max Credit Union


P.o. Box 244040
Montgomery, AL 36124
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Notable Rates APY Vs.Others
Savings 0.25% 6.25% →
1-Year CD 0.50% 5.35% →
2-Year CD 0.80% 4.75% →
5-Year CD 1.00% 4.70% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Max is an NCUA insured institution located in Montgomery, AL. It was founded in 1955 and has approximately $1977.95 millions in assets.

Who can join?

If you live, work, worship, or go to school in any of the following Central Alabama River Region counties, or have a relative who is a MAX member, you qualify for a MAX membership.

Autuaga, Chambers, Crenshaw, Lee, Montgomery, Bullock, Chilton, Dallas, Lowndes, Pike, Butler, Coosa, Elmore, Macon, Tallapoosa

NCUA Insured Yes / State-Chartered
Charter Number # # 68575
Date Established 1955
Assets $1,977.95 million
Loans $991.38 million
Deposits $1,829.93 million
Capital $243.21 million

Field of Membership Restrictions

Membership in MAX Credit Union is open to those who live, work, attend school, or worship in Autauga, Bullock, Butler, Chambers, Chilton, Coosa, Crenshaw, Dallas, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, Shelby, or Tallapoosa Counties in Alabama and Chattahoochee, Harris, Marion, Muscogee, or Troup Counties in Georgia.

Deposit Rates - March 20, 2023

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 - Learn More
Premium Money Market Account
0.25% $10,000 $14,999 Learn More
Premium Money Market Account
0.40% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $500 - Learn More
12 Mo CD
0.50% $500 - Learn More
18 Mo CD
0.60% $500 - Learn More
24 Mo CD
0.80% $500 - Learn More
36 Mo CD
0.80% $500 - Learn More
48 Mo CD
0.80% $500 - Learn More
60 Mo CD
1.00% $500 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less

Loan Rates - March 20, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Max

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: Not lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
7.240 %
After Intro: 8.250 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.990 %
$0 Learn More
More Info

Note to Max
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Below are Max branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Climate Initiatives

MAX is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Max Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Max. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Max U.S. Average
2.97% 4.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2022, Max had $6,723,829 in non-current loans and $795,211 in owned assets. To cover these potential losses it had $243,210,665 in net worth and $10,206,978 in loans loss reserves. That gives it a Texas Ratio of 2.97%.

Net Worth
Max U.S. Average
12.3% 12.52%

Max FCU has a net worth of 12.3% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Max

  • October 19, 2019

    CDs 12 Month Rates

    They suck!

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