2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68575
Date Established 1955
Assets $1,404.89 million
Loans $893.58 million
Deposits $1,195.19 million
Capital $195.30 million

Max is an NCUA insured institution located in Montgomery, AL. It was founded in 1955 and has approximately $1404.89 millions in assets.

Who can join?

If you live, work, worship, or go to school in any of the following Central Alabama River Region counties, or have a relative who is a MAX member, you qualify for a MAX membership.

Autuaga, Chambers, Crenshaw, Lee, Montgomery, Bullock, Chilton, Dallas, Lowndes, Pike, Butler, Coosa, Elmore, Macon, Tallapoosa

Field of Membership Restrictions

Membership in MAX Credit Union is open to those who live, work, attend school, or worship in Autauga, Bullock, Butler, Chambers, Chilton, Coosa, Crenshaw, Dallas, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, Shelby, or Tallapoosa Counties in Alabama and Chattahoochee, Harris, Marion, Muscogee, or Troup Counties in Georgia.

Deposit Rates - September 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $2,500 - Learn MoreShow Less
Fixed IRA
2.02% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.25% $500 $99,999 Learn MoreShow Less
1.75% $500 $99,999 Learn MoreShow Less
2.02% $500 $99,999 Learn MoreShow Less
2.02% $500 $99,999 Learn MoreShow Less
2.01% $500 $99,999 Learn MoreShow Less
2.01% $500 $99,999 Learn MoreShow Less
2.02% $500 $99,999 Learn MoreShow Less
2.02% $500 $99,999 Learn MoreShow Less
2.52% $500 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
1.87% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $1,500 - Learn MoreShow Less

Loan Rates - September 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MAX

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
NMLS ID: 2890
License#: MC-3098
3.648% 3.625% 0.25 $712 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to MAX
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Max branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Max Locations

Financial Details

Max Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Max. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Max U.S. Average
8.87% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Max had $16,036,898 in non-current loans and $2,202,352 in owned assets. To cover these potential losses it had $195,298,777 in net worth and $10,386,251 in loans loss reserves. That gives it a Texas Ratio of 8.87%.

Net Worth
Max U.S. Average
13.9% 13.47%

Max FCU has a net worth of 13.9% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Max

Branches and Savings

What is Max?

A federal credit union, registered with the NCUA under certificate #68575.
Learn more about credit unions here.

Is Max FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Max?

Please see Field of Membership information above for information on who is eligible to join.

What are Max's share account and share certificate rates?

Max's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Max?

Max has total capital of $195.30 million. Full information on Max's financial position is located above.

Who owns Max?

Credit Unions are owned by their members.

Where are Max branches located?

See branch locations nearby.

Are Max ATMs Open 24/7?

Do Max ATMs accept cash deposits?

Can Max customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Max have a mobile app?

Does Max have mobile deposit?

Does Max have quick pay?

How can Max transfer money to other banks or credit unions?

Does Max report to credit bureaus?

Does Max use Chexsystems?

Does Max use Equifax?

What is Max's toll free phone number?

What is Max's ACH Routing Number?

What is Max's SWIFT code?

Where can I find Max's wire transfer form?

What is the Max address for deposits?

What Products Does Max Offer

Does Max offer mortgages?

Compare mortgage rates here.

Does Max offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Max offer auto and RV loans?

Compare auto loan rates here.

Does Max offer student loans or personal loans?

Compare personal loan rates here.

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