Mea Credit Union

Headquarters

2 Sage Dr
Monticello, IL 61856
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Mea is an NCUA insured institution located in Monticello, IL. It was founded in 1958 and has approximately $0.76 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 65896
Date Established 1958
Assets $0.76 million
Loans $0.54 million
Deposits $0.69 million
Capital $0.07 million
 

Deposit Rates - September 18, 2026

Your Current Location: Arizona, AZ

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Loan Rates - September 18, 2026

Your Current Location: Arizona, AZ

There are currently no loan rates available for Mea

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are Mea branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Mea Locations


BranchDistance Map View Lobby Hours

MEA Credit Union

1333.72 A View Lobby Hours


Climate Policy and Initiatives

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Financial Details

Mea Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mea. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mea U.S. Average
0.00% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Mea had $0 in non-current loans and $0 in owned assets. To cover these potential losses it had $66,992 in net worth and $1,164 in loans loss reserves. That gives it a Texas Ratio of 0.00%.

Net Worth
Mea U.S. Average
8.82% 14.48%

Mea FCU has a net worth of 8.82% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Mea

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