MEMBER PREFERRED

340 S Blue Mound Rd Ste 342
Fort Worth, TX 76131

Overview
Deposit Rates
Loan Rates
Branches
Financial Details
FAQs
Reviews

2019 Overview

General Credit Union Information


NCUA Insured	Yes
Charter Number #	# 577
Date Established	1935
Assets	$11.46 million
Loans	$10.04 million
Deposits	$9.71 million
Capital	$1.60 million

Member Preferred is an NCUA insured institution located in Fort Worth, TX. It was founded in 1935 and has approximately $11.46 millions in assets.

Deposit Rates - July 16, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
Savings	0.50%	$50	$9,999	Learn MoreShow Less
Compare with 2.30% APY Savings Builder from CIT Bank \| Advertiser Disclosure

CD Rates (Share Certificate Rates)	APY	MIN	MAX
6 Mo CD	1.76%	$500	$999,999	Learn MoreShow Less
12 Mo CD	2.52%	$500	$999,999	Learn MoreShow Less
24 Mo CD	2.78%	$500	$999,999	Learn MoreShow Less

Loan Rates - July 16, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for MEMBER PREFERRED

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 2890 License#: 520-CL-25944	3.778%	3.750%	0.38	$852	$1,158	Learn More
NMLS ID: 1505422 License#: NMLS #1505422	3.697%	3.625%	0.50	$2,253	$1,141	Learn More
NMLS ID: 3030	4.875%	4.875%	0.00	$0	$1,324	Learn More

See More Mortgage Rates →

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loans	4.490 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity Line	5.490 %	N/A	Learn More More Info
Our APRs start at 4.99% for the most qualified applicants and are higher for other applicants. For example, for a borrower with a CLTV of 45% and a credit score of 800, a five-year Figure Home Equity Line with an initial draw amount of $50,000 would have a fixed annual percentage rate (APR) of 4.99% and a 3.00% origination fee. Your total loan amount would be $51,500. Origination fees range from 0-4.99% of your initial draw depending on your credit score and the state in which your property is located. The advertised rate is available only to borrowers using primary residences as collateral. Your actual rate will depend on many factors such as your credit, combined loan to value ratio, loan term and occupancy status. Low fixed loan rate. Borrow $15,000-$100,000. Approvals in 5 minutes, funding in as few as 5 days No appraisal fee. No maintenance fee. No pre-payment fee. No late fee. Get approved in 5 minutes. Funded in as little as 5 days.

See More Home Equity Rates →

Note to MEMBER PREFERRED
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Member Preferred branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington

Member Preferred Locations

Financial Details

Member Preferred Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Member Preferred. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Member Preferred	U.S. Average
4.85%	6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Member Preferred had $57,349 in non-current loans and $23,319 in owned assets. To cover these potential losses it had $1,599,347 in net worth and $63,014 in loans loss reserves. That gives it a Texas Ratio of 4.85%.

Net Worth

Member Preferred	U.S. Average
13.95%	13.47%

Member Preferred FCU has a net worth of 13.95% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Member Preferred

Branches and Savings

What is Member Preferred?

A federal credit union, registered with the NCUA under certificate #577.
Learn more about credit unions here.

MEMBER PREFERRED

2019 Overview

General Credit Union Information

Deposit Rates - July 16, 2019

Loan Rates - July 16, 2019

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Featured - Washington Home Equity Line Of Credit Rates 2019

Branches

Member Preferred Locations

Financial Details

Member Preferred Ratio Analysis

Texas Ratio

Net Worth

Frequently Asked Questions About Member Preferred

Branches and Savings

What is Member Preferred?

Is Member Preferred FDIC insured?

Who can join Member Preferred?

What are Member Preferred's share account and share certificate rates?

How big is Member Preferred?

Who owns Member Preferred?

Where are Member Preferred branches located?

Are Member Preferred ATMs Open 24/7?

Do Member Preferred ATMs accept cash deposits?

Can Member Preferred customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Member Preferred have a mobile app?

Does Member Preferred have mobile deposit?

Does Member Preferred have quick pay?

How can Member Preferred transfer money to other banks or credit unions?

Does Member Preferred report to credit bureaus?

Does Member Preferred use Chexsystems?

Does Member Preferred use Equifax?

What is Member Preferred's toll free phone number?

What is Member Preferred's ACH Routing Number?

What is Member Preferred's SWIFT code?

Where can I find Member Preferred's wire transfer form?

What is the Member Preferred address for deposits?

What Products Does Member Preferred Offer

Does Member Preferred offer mortgages?

Does Member Preferred offer home equity lines of credit and home equity loans?

Does Member Preferred offer auto and RV loans?

Does Member Preferred offer student loans or personal loans?

Customer Reviews for Member Preferred

Jamaal Robinson