MEMBER'S 1ST OF NJ

Headquarters

37 WEST LANDIS AVE
Vineland, NJ 08360
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.03% 1.00% →
1-Year CD 0.10% 0.95% →
2-Year CD 0.20% 1.00% →
5-Year CD 0.55% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Member's 1st Of Nj is an NCUA insured institution located in Vineland, NJ. It was founded in 1938 and has approximately $64.29 millions in assets.

NCUA Insured Yes
Charter Number # # 2574
Date Established 1938
Assets $64.29 million
Loans $33.92 million
Deposits $59.42 million
Capital $4.59 million
 

Field of Membership Restrictions

Membership is open to employees and retirees of the credit union's select Employer Group, including The Boards of Education of Cumberland County, The Boards of Education of Salem County, Borough of Woodstown, and other select groups.

Deposit Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.03% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.14% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.10% $100,000 $199,999 Learn More
12 Mo CD
0.10% $10,000 $14,999 Learn More
12 Mo CD
0.10% $100,000 $199,999 Learn More
18 Mo CD
0.15% $10,000 $14,999 Learn More
18 Mo CD
0.15% $100,000 $199,999 Learn More
24 Mo CD
0.20% $10,000 $14,999 Learn More
24 Mo CD
0.20% $100,000 $199,999 Learn More
36 Mo CD
0.30% $10,000 $14,999 Learn More
36 Mo CD
0.30% $100,000 $199,999 Learn More
60 Mo CD
0.55% $10,000 $14,999 Learn More
60 Mo CD
0.55% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MEMBER'S 1ST OF NJ

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.574% 2.500% 1.00 $2,445 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to MEMBER'S 1ST OF NJ
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Member's 1st Of Nj branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Member's 1st Of Nj Locations


Financial Details

Member's 1st Of Nj Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Member's 1st Of Nj. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Member's 1st Of Nj U.S. Average
4.55% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Member's 1st Of Nj had $192,475 in non-current loans and $30,150 in owned assets. To cover these potential losses it had $4,588,932 in net worth and $299,034 in loans loss reserves. That gives it a Texas Ratio of 4.55%.

Net Worth
Member's 1st Of Nj U.S. Average
7.45% 13.61%

Member's 1st Of Nj FCU has a net worth of 7.45% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Member's 1st Of Nj

Branches and Savings

What is Member's 1st Of Nj?

A federal credit union, registered with the NCUA under certificate #2574.
Learn more about credit unions here.

Is Member's 1st Of Nj FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Member's 1st Of Nj?

Please see Field of Membership information above for information on who is eligible to join.

What are Member's 1st Of Nj's share account and share certificate rates?

Member's 1st Of Nj's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Member's 1st Of Nj?

Member's 1st Of Nj has total capital of $4.59 million. Full information on Member's 1st Of Nj's financial position is located above.

Who owns Member's 1st Of Nj?

Credit Unions are owned by their members.

Where are Member's 1st Of Nj branches located?

See branch locations nearby.

Are Member's 1st Of Nj ATMs Open 24/7?

Do Member's 1st Of Nj ATMs accept cash deposits?

Can Member's 1st Of Nj customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Member's 1st Of Nj have a mobile app?

Does Member's 1st Of Nj have mobile deposit?

Does Member's 1st Of Nj have quick pay?

How can Member's 1st Of Nj transfer money to other banks or credit unions?

Does Member's 1st Of Nj report to credit bureaus?

Does Member's 1st Of Nj use Chexsystems?

Does Member's 1st Of Nj use Equifax?

What is Member's 1st Of Nj's toll free phone number?

What is Member's 1st Of Nj's ACH Routing Number?

What is Member's 1st Of Nj's SWIFT code?

Where can I find Member's 1st Of Nj's wire transfer form?

What is the Member's 1st Of Nj address for deposits?

What Products Does Member's 1st Of Nj Offer

Does Member's 1st Of Nj offer mortgages?

Compare mortgage rates here.

Does Member's 1st Of Nj offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Member's 1st Of Nj offer auto and RV loans?

Compare auto loan rates here.

Does Member's 1st Of Nj offer student loans or personal loans?

Compare personal loan rates here.

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