Member's 1st Of Nj Federal Credit Union

Headquarters

37 West Landis Ave
Vineland, NJ 08360
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.03% 1.02% →
1-Year CD 0.10% 1.45% →
2-Year CD 0.20% 2.86% →
5-Year CD 0.55% 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Member's 1st Of Nj is an NCUA insured institution located in Vineland, NJ. It was founded in 1938 and has approximately $79.19 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2574
Date Established 1938
Assets $79.19 million
Loans $37.81 million
Deposits $73.49 million
Capital $5.32 million
 

Field of Membership Restrictions

Membership is open to employees and retirees of the credit union's select Employer Group, including The Boards of Education of Cumberland County, The Boards of Education of Salem County, Borough of Woodstown, and other select groups.

Deposit Rates - May 21, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.03% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.14% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.10% $100,000 $199,999 Learn More
12 Mo CD
0.10% $10,000 $14,999 Learn More
12 Mo CD
0.10% $100,000 $199,999 Learn More
18 Mo CD
0.15% $10,000 $14,999 Learn More
18 Mo CD
0.15% $100,000 $199,999 Learn More
24 Mo CD
0.20% $10,000 $14,999 Learn More
24 Mo CD
0.20% $100,000 $199,999 Learn More
36 Mo CD
0.30% $10,000 $14,999 Learn More
36 Mo CD
0.30% $100,000 $199,999 Learn More
60 Mo CD
0.55% $10,000 $14,999 Learn More
60 Mo CD
0.55% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 21, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for MEMBER'S 1ST OF NJ

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
5.990% 5.875% 0.75 $3,125 $1,479 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to MEMBER'S 1ST OF NJ
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Member's 1st Of Nj branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Member's 1st Of Nj Locations



Climate Initiatives

MEMBER'S 1ST OF NJ is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Member's 1st Of Nj Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Member's 1st Of Nj. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Member's 1st Of Nj U.S. Average
5.00% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Member's 1st Of Nj had $252,852 in non-current loans and $23,876 in owned assets. To cover these potential losses it had $5,323,493 in net worth and $212,824 in loans loss reserves. That gives it a Texas Ratio of 5.00%.

Net Worth
Member's 1st Of Nj U.S. Average
6.77% 12.36%

Member's 1st Of Nj FCU has a net worth of 6.77% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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