Members Heritage

Headquarters

440 Park Place
Lexington, KY 40511
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Members Heritage is an NCUA insured institution located in Lexington, KY. It was founded in 1960 and has approximately $348.68 millions in assets.

Who can join?

In Lexington, KY, you may be eligible to join Members Heritage if you live, work, worship or attend school in the following zip codes: 40502, 40504, 40505, 40507, 40508, 40509, 40510, 40511, or 40517.

Immediate family - spouse, children, parents, brothers, and sisters are also eligible for membership. Additionally, any people living in your same household are eligible for membership.

Members of a Select Employee Group are also eligible.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13638
Date Established 1960
Assets $348.68 million
Loans $186.28 million
Deposits $305.58 million
Capital $41.34 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school, worship or have family members in Anderson, Bath, Bourbon, Boyle, Clark, Estill, Fayette, Madison, Menifee, Mercer, Montgomery, Morgan, Nicholas, Powell, Rowan, Scott, Franklin, Garrard, Harrison, Jessamine, Lincoln and Woodford Counties in Kentucky.

Deposit Rates - April 16, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Members Heritage

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Members Heritage

Note to Members Heritage
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MEMBERS HERITAGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Test Advertiser QA
NMLS ID:
2.422% 2.375% 0.63 $1,562 $972 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to MEMBERS HERITAGE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Members Heritage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Members Heritage Locations


Financial Details

Members Heritage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Members Heritage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Members Heritage U.S. Average
7.10% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Members Heritage had $2,762,003 in non-current loans and $344,806 in owned assets. To cover these potential losses it had $41,341,145 in net worth and $2,434,640 in loans loss reserves. That gives it a Texas Ratio of 7.10%.

Net Worth
Members Heritage U.S. Average
11.85% 12.67%

Members Heritage FCU has a net worth of 11.85% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Members Heritage

Branches and Savings

What is Members Heritage?

A federal credit union, registered with the NCUA under certificate #13638.
Learn more about credit unions here.

Is Members Heritage FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Members Heritage is insured by the NCUA.

Who can join Members Heritage?

Please see Field of Membership information above for information on who is eligible to join.

What are Members Heritage's share account and share certificate rates?

Members Heritage's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Members Heritage?

Members Heritage has total capital of $41.34 million. Full information on Members Heritage's financial position is located above.

Who owns Members Heritage?

Credit Unions are owned by their members.

Where are Members Heritage branches located?

See branch locations nearby.

Are Members Heritage ATMs Open 24/7?

Do Members Heritage ATMs accept cash deposits?

Can Members Heritage customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Members Heritage have a mobile app?

Does Members Heritage have mobile deposit?

Does Members Heritage have quick pay?

How can Members Heritage transfer money to other banks or credit unions?

Does Members Heritage report to credit bureaus?

Does Members Heritage use Chexsystems?

Does Members Heritage use Equifax?

What is Members Heritage's toll free phone number?

What is Members Heritage's ACH Routing Number?

What is Members Heritage's SWIFT code?

Where can I find Members Heritage's wire transfer form?

What is the Members Heritage address for deposits?

What Products Does Members Heritage Offer

Does Members Heritage offer mortgages?

Compare mortgage rates here.

Does Members Heritage offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Members Heritage offer auto and RV loans?

Compare auto loan rates here.

Does Members Heritage offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Members Heritage

There are currently no comments for Members Heritage. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →