Members Heritage is an NCUA insured institution located in Lexington, KY. It was founded in 1960 and has approximately $348.68 millions in assets.
Who can join?
In Lexington, KY, you may be eligible to join Members Heritage if you live, work, worship or attend school in the following zip codes: 40502, 40504, 40505, 40507, 40508, 40509, 40510, 40511, or 40517.
Immediate family - spouse, children, parents, brothers, and sisters are also eligible for membership. Additionally, any people living in your same household are eligible for membership.
Members of a Select Employee Group are also eligible.
NCUA Insured | Yes |
Charter Number # | # 13638 |
Date Established | 1960 |
Assets | $348.68 million |
Loans | $186.28 million |
Deposits | $305.58 million |
Capital | $41.34 million |
Your Current Location: Connecticut, CT 06828
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Note to Members Heritage
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Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for MEMBERS HERITAGE
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
![]() NMLS ID: 3030 |
3.243% | 3.125% | 1.00 | $3,750 | $1,071 | Learn More |
![]() NMLS ID: 3030 |
3.494% | 3.375% | 1.00 | $3,750 | $1,106 | Learn More |
![]() NMLS ID: 1168 |
2.563% | 2.500% | 0.88 | $2,065 | $988 | Learn More |
![]() NMLS ID: 3030 |
3.243% | 3.125% | 1.00 | $3,750 | $1,071 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
![]() Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
![]() People's United Bank, N.A. See Table |
4.000 %
|
$0 |
Learn More
More Info |
Note to MEMBERS HERITAGE
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Members Heritage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
The following ratios and data are available to help you better understand the financial condition of Members Heritage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Members Heritage | U.S. Average |
---|---|
7.10% | 4.42 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2020, Members Heritage had $2,762,003 in non-current loans and $344,806 in owned assets. To cover these potential losses it had $41,341,145 in net worth and $2,434,640 in loans loss reserves. That gives it a Texas Ratio of 7.10%.
Members Heritage | U.S. Average |
---|---|
11.85% | 12.91% |
Members Heritage FCU has a net worth of 11.85% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A credit union, registered with the NCUA under certificate #13638.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Please see Field of Membership information above for information on who is eligible to join.
Members Heritage has total capital of $41.34 million. Full information on Members Heritage's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare home equity lines of credit rates here.
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