Members Heritage Federal Credit Union
Headquarters
440 Park Place
Lexington, KY 40511
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2024 Overview
General Credit Union Information
Members Heritage is an NCUA insured institution located in Lexington, KY. It was founded in 1960 and has approximately $348.68 millions in assets.
Who can join?
In Lexington, KY, you may be eligible to join Members Heritage if you live, work, worship or attend school in the following zip codes: 40502, 40504, 40505, 40507, 40508, 40509, 40510, 40511, or 40517.
Immediate family - spouse, children, parents, brothers, and sisters are also eligible for membership. Additionally, any people living in your same household are eligible for membership.
Members of a Select Employee Group are also eligible.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 13638 |
| Date Established | 1960 |
| Assets | $348.68 million |
| Loans | $186.28 million |
| Deposits | $305.58 million |
| Capital | $41.34 million |
Field of Membership Restrictions
Membership is open to those who live, work, attend school, worship or have family members in Anderson, Bath, Bourbon, Boyle, Clark, Estill, Fayette, Madison, Menifee, Mercer, Montgomery, Morgan, Nicholas, Powell, Rowan, Scott, Franklin, Garrard, Harrison, Jessamine, Lincoln and Woodford Counties in Kentucky.
Deposit Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Members Heritage
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Members Heritage
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.608% | 6.500% | 0.88 | $3,600 | $2,023 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Members Heritage
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Members Heritage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
MEMBERS HERITAGE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Members Heritage Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Members Heritage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Members Heritage | U.S. Average |
|---|---|
| 7.10% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Members Heritage had $2,762,003 in non-current loans and $344,806 in owned assets. To cover these potential losses it had $41,341,145 in net worth and $2,434,640 in loans loss reserves. That gives it a Texas Ratio of 7.10%.
Net Worth
| Members Heritage | U.S. Average |
|---|---|
| 11.85% | 13.62% |
Members Heritage FCU has a net worth of 11.85% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Members Heritage
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