MEMBERSFIRST

PO Box 33189
Decatur, GA 30033

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 67538
Date Established 1953
Assets $245.82 million
Loans $161.43 million
Deposits $212.15 million
Capital $28.22 million

Membersfirst is an NCUA insured institution located in Decatur, GA. It was founded in 1953 and has approximately $245.82 millions in assets.

Field of Membership Restrictions

Membership is open to employees of WellStar Health System and affiliated groups, Douglas County Board of Education, Paulding County Board of Education, Employees, doctors, medical staff, technicians and volunteers of DeKalb Medical Center and its subsidiaries who work in DeKalb County, Georgia, Employees, doctors, medical staff and technicians of Tenet- Atlanta Medical Center (Main and South Campuses) who work in Fulton County, Georgia; and other select employer groups.

Deposit Rates - September 18, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.70% $1,000 $9,999 Learn MoreShow Less
Money Market
0.80% $10,000 $24,999 Learn MoreShow Less
Money Market
0.85% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.75% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.85% $1,000 - Learn MoreShow Less
6 Mo CD
1.00% $1,000 - Learn MoreShow Less
12 Mo CD
1.75% $1,000 - Learn MoreShow Less
18 Mo CD
1.80% $1,000 - Learn MoreShow Less
24 Mo CD
1.90% $1,000 - Learn MoreShow Less
36 Mo CD
2.00% $1,000 - Learn MoreShow Less
48 Mo CD
2.20% $1,000 - Learn MoreShow Less
60 Mo CD
2.30% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.08% $1,000 - Learn MoreShow Less

Loan Rates - September 18, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MEMBERSFIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.662% 3.625% 0.50 $1,130 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to MEMBERSFIRST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Membersfirst branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Membersfirst Locations


Financial Details

Membersfirst Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Membersfirst. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Membersfirst U.S. Average
4.29% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Membersfirst had $1,203,443 in non-current loans and $44,009 in owned assets. To cover these potential losses it had $28,219,332 in net worth and $835,948 in loans loss reserves. That gives it a Texas Ratio of 4.29%.

Net Worth
Membersfirst U.S. Average
11.47% 13.47%

Membersfirst FCU has a net worth of 11.47% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Membersfirst

Branches and Savings

What is Membersfirst?

A federal credit union, registered with the NCUA under certificate #67538.
Learn more about credit unions here.

Is Membersfirst FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Membersfirst?

Please see Field of Membership information above for information on who is eligible to join.

What are Membersfirst's share account and share certificate rates?

Membersfirst's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Membersfirst?

Membersfirst has total capital of $28.22 million. Full information on Membersfirst's financial position is located above.

Who owns Membersfirst?

Credit Unions are owned by their members.

Where are Membersfirst branches located?

See branch locations nearby.

Are Membersfirst ATMs Open 24/7?

Do Membersfirst ATMs accept cash deposits?

Can Membersfirst customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Membersfirst have a mobile app?

Does Membersfirst have mobile deposit?

Does Membersfirst have quick pay?

How can Membersfirst transfer money to other banks or credit unions?

Does Membersfirst report to credit bureaus?

Does Membersfirst use Chexsystems?

Does Membersfirst use Equifax?

What is Membersfirst's toll free phone number?

What is Membersfirst's ACH Routing Number?

What is Membersfirst's SWIFT code?

Where can I find Membersfirst's wire transfer form?

What is the Membersfirst address for deposits?

What Products Does Membersfirst Offer

Does Membersfirst offer mortgages?

Compare mortgage rates here.

Does Membersfirst offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Membersfirst offer auto and RV loans?

Compare auto loan rates here.

Does Membersfirst offer student loans or personal loans?

Compare personal loan rates here.

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