METRO COMMUNITY

P O Box 5438
Huntington, WV 25703

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8791
Date Established 1953
Assets $32.34 million
Loans $8.76 million
Deposits $29.39 million
Capital $2.60 million

Metro Community is an NCUA insured institution located in Huntington, WV. It was founded in 1953 and has approximately $32.34 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, worship, work or attend school in Cabell and Wayne Counties in West Virginia or Lawrence County in Ohio.

Deposit Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Metro Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Metro Community
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Metro Community, but see these great savings and CD rates:

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Loan Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for METRO COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to METRO COMMUNITY
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Branches

Below are Metro Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Metro Community Locations


Financial Details

Metro Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Metro Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Metro Community U.S. Average
6.12% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Metro Community had $161,003 in non-current loans and $2,383 in owned assets. To cover these potential losses it had $2,604,541 in net worth and $67,133 in loans loss reserves. That gives it a Texas Ratio of 6.12%.

Net Worth
Metro Community U.S. Average
8.05% 13.47%

Metro Community FCU has a net worth of 8.05% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Metro Community

Branches and Savings

What is Metro Community?

A federal credit union, registered with the NCUA under certificate #8791.
Learn more about credit unions here.

Is Metro Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Metro Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Metro Community's share account and share certificate rates?

Metro Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Metro Community?

Metro Community has total capital of $2.60 million. Full information on Metro Community's financial position is located above.

Who owns Metro Community?

Credit Unions are owned by their members.

Where are Metro Community branches located?

See branch locations nearby.

Are Metro Community ATMs Open 24/7?

Do Metro Community ATMs accept cash deposits?

Can Metro Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Metro Community have a mobile app?

Does Metro Community have mobile deposit?

Does Metro Community have quick pay?

How can Metro Community transfer money to other banks or credit unions?

Does Metro Community report to credit bureaus?

Does Metro Community use Chexsystems?

Does Metro Community use Equifax?

What is Metro Community's toll free phone number?

What is Metro Community's ACH Routing Number?

What is Metro Community's SWIFT code?

Where can I find Metro Community's wire transfer form?

What is the Metro Community address for deposits?

What Products Does Metro Community Offer

Does Metro Community offer mortgages?

Compare mortgage rates here.

Does Metro Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Metro Community offer auto and RV loans?

Compare auto loan rates here.

Does Metro Community offer student loans or personal loans?

Compare personal loan rates here.

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