2190 NW 72 AVENUE
Miami, FL 33122

Notable Rates APY Vs.Others
Savings 0.25% 2.20% →
1-Year CD 0.90% 2.20% →
2-Year CD 0.85% 2.20% →
5-Year CD 2.02% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Miami Postal Service is an NCUA insured institution located in Miami, FL. It was founded in 1991 and has approximately $136.56 millions in assets.

NCUA Insured Yes
Charter Number # # 67330
Date Established 1991
Assets $136.56 million
Loans $61.95 million
Deposits $119.08 million
Capital $15.10 million

Field of Membership Restrictions

Membership is open to postal employees and retirees, employees of the Federal government, and those who live or work within a 15-mile radius of the credit union's three branches.

Deposit Rates - February 20, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $1,000 - Learn MoreShow Less
12 Mo CD
0.90% $1,000 - Learn MoreShow Less
18 Mo CD
0.75% $1,000 - Learn MoreShow Less
24 Mo CD
0.85% $1,000 - Learn MoreShow Less
36 Mo CD
1.11% $1,000 - Learn MoreShow Less
60 Mo CD
2.02% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
1.01% $100 - Learn MoreShow Less

Loan Rates - February 20, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MIAMI POSTAL SERVICE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.375% 3.375% 0.00 ($22) $1,106 Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Miami Postal Service branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Miami Postal Service Locations

Financial Details

Miami Postal Service Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Miami Postal Service. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Miami Postal Service U.S. Average
5.86% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Miami Postal Service had $787,313 in non-current loans and $155,205 in owned assets. To cover these potential losses it had $15,099,897 in net worth and $996,509 in loans loss reserves. That gives it a Texas Ratio of 5.86%.

Net Worth
Miami Postal Service U.S. Average
11.05% 13.65%

Miami Postal Service FCU has a net worth of 11.05% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Miami Postal Service

Branches and Savings

What is Miami Postal Service?

A federal credit union, registered with the NCUA under certificate #67330.
Learn more about credit unions here.

Is Miami Postal Service FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Miami Postal Service?

Please see Field of Membership information above for information on who is eligible to join.

What are Miami Postal Service's share account and share certificate rates?

Miami Postal Service's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Miami Postal Service?

Miami Postal Service has total capital of $15.10 million. Full information on Miami Postal Service's financial position is located above.

Who owns Miami Postal Service?

Credit Unions are owned by their members.

Where are Miami Postal Service branches located?

See branch locations nearby.

Are Miami Postal Service ATMs Open 24/7?

Do Miami Postal Service ATMs accept cash deposits?

Can Miami Postal Service customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Miami Postal Service have a mobile app?

Does Miami Postal Service have mobile deposit?

Does Miami Postal Service have quick pay?

How can Miami Postal Service transfer money to other banks or credit unions?

Does Miami Postal Service report to credit bureaus?

Does Miami Postal Service use Chexsystems?

Does Miami Postal Service use Equifax?

What is Miami Postal Service's toll free phone number?

What is Miami Postal Service's ACH Routing Number?

What is Miami Postal Service's SWIFT code?

Where can I find Miami Postal Service's wire transfer form?

What is the Miami Postal Service address for deposits?

What Products Does Miami Postal Service Offer

Does Miami Postal Service offer mortgages?

Compare mortgage rates here.

Does Miami Postal Service offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Miami Postal Service offer auto and RV loans?

Compare auto loan rates here.

Does Miami Postal Service offer student loans or personal loans?

Compare personal loan rates here.

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