Miami Postal Service Credit Union


2190 Nw 72 Avenue
Miami, FL 33122
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 1.02% →
1-Year CD 0.80% 2.26% →
2-Year CD 0.75% 2.86% →
5-Year CD 1.26% 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Miami Postal Service is an NCUA insured institution located in Miami, FL. It was founded in 1991 and has approximately $167.41 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67330
Date Established 1991
Assets $167.41 million
Loans $72.29 million
Deposits $146.35 million
Capital $19.29 million

Field of Membership Restrictions

Membership is open to postal employees and retirees, employees of the Federal government, and those who live or work within a 15-mile radius of the credit union's three branches.

Deposit Rates - May 24, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
1.26% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More

Loan Rates - May 24, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MIAMI POSTAL SERVICE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
Interstate Home Loan Center, Inc
NMLS ID: 56315
4.685% 4.625% 0.75 $1,748 $1,286 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

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Below are Miami Postal Service branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Miami Postal Service Locations

Climate Initiatives

MIAMI POSTAL SERVICE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Miami Postal Service Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Miami Postal Service. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Miami Postal Service U.S. Average
5.48% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Miami Postal Service had $670,487 in non-current loans and $415,050 in owned assets. To cover these potential losses it had $19,288,551 in net worth and $502,978 in loans loss reserves. That gives it a Texas Ratio of 5.48%.

Net Worth
Miami Postal Service U.S. Average
11.52% 12.36%

Miami Postal Service FCU has a net worth of 11.52% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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