Mid-cities Credit Union

Headquarters

325 S Santa Fe Ave
Compton, CA 90221
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Mid-cities is located in Compton, Ca. It was founded in 1955 and has approximately $16.28 millions in assets.

NCUA Insured No
Charter Number # # 95073
Date Established 1955
Assets $16.28 million
Loans $4.36 million
Deposits $14.93 million
Capital $1.13 million
 

Deposit Rates - October 3, 2026

Your Current Location: New York, NY 10116

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Loan Rates - October 3, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Mid-cities

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Mid-cities branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


Mid-cities Locations around zip code 10116


BranchDistance Map View Lobby Hours

Office

2390.06 A View Lobby Hours

DataLok

2392.66 B View Lobby Hours


Climate Policy and Initiatives

MID-CITIES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Mid-cities Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mid-cities. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mid-cities U.S. Average
36.66% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Mid-cities had $474,725 in non-current loans and $18,566 in owned assets. To cover these potential losses it had $1,134,566 in net worth and $210,852 in loans loss reserves. That gives it a Texas Ratio of 36.66%.

Net Worth
Mid-cities U.S. Average
6.97% 14.48%

Mid-cities FCU has a net worth of 6.97% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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