237 Roosevelt Ave
Carteret, NJ 07008
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Mid-state is an NCUA insured institution located in Carteret, NJ. It was founded in 1950 and has approximately $19.1 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6739
Date Established 1950
Assets $19.10 million
Loans $10.85 million
Deposits $15.11 million
Capital $1.77 million

Deposit Rates - May 11, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Mid-state

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Note to Mid-state
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Loan Rates - May 11, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MID-STATE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Mid-state branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Mid-state Locations

Financial Details

Mid-state Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mid-state. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mid-state U.S. Average
1.88% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Mid-state had $36,392 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,774,450 in net worth and $161,567 in loans loss reserves. That gives it a Texas Ratio of 1.88%.

Net Worth
Mid-state U.S. Average
9.29% 12.67%

Mid-state FCU has a net worth of 9.29% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mid-state

Branches and Savings

What is Mid-state?

A federal credit union, registered with the NCUA under certificate #6739.
Learn more about credit unions here.

Is Mid-state FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Mid-state is insured by the NCUA.

Who can join Mid-state?

Please see Field of Membership information above for information on who is eligible to join.

What are Mid-state's share account and share certificate rates?

Mid-state's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mid-state?

Mid-state has total capital of $1.77 million. Full information on Mid-state's financial position is located above.

Who owns Mid-state?

Credit Unions are owned by their members.

Where are Mid-state branches located?

See branch locations nearby.

Are Mid-state ATMs Open 24/7?

Do Mid-state ATMs accept cash deposits?

Can Mid-state customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mid-state have a mobile app?

Does Mid-state have mobile deposit?

Does Mid-state have quick pay?

How can Mid-state transfer money to other banks or credit unions?

Does Mid-state report to credit bureaus?

Does Mid-state use Chexsystems?

Does Mid-state use Equifax?

What is Mid-state's toll free phone number?

What is Mid-state's ACH Routing Number?

What is Mid-state's SWIFT code?

Where can I find Mid-state's wire transfer form?

What is the Mid-state address for deposits?

What Products Does Mid-state Offer

Does Mid-state offer mortgages?

Compare mortgage rates here.

Does Mid-state offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mid-state offer auto and RV loans?

Compare auto loan rates here.

Does Mid-state offer student loans or personal loans?

Compare personal loan rates here.

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