P.O BOX 3238
Cookeville, TN 38502
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 1.40% →
1-Year CD 0.50% 1.10% →
2-Year CD 0.75% 1.26% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Middle Tennessee is an NCUA insured institution located in Cookeville, TN. It was founded in 1969 and has approximately $41.08 millions in assets.

NCUA Insured Yes
Charter Number # # 19700
Date Established 1969
Assets $41.08 million
Loans $19.71 million
Deposits $36.68 million
Capital $4.33 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Putnam County.

Deposit Rates - July 15, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $2,500 $4,999 Learn More
Money Market
0.50% $2,500 $2,999 Learn More
Money Market
0.50% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.35% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 15, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MIDDLE TENNESSEE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.950% 2.875% 1.00 $2,425 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Middle Tennessee branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Middle Tennessee Locations

Financial Details

Middle Tennessee Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Middle Tennessee. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Middle Tennessee U.S. Average
9.95% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Middle Tennessee had $454,926 in non-current loans and $4,856 in owned assets. To cover these potential losses it had $4,332,692 in net worth and $288,589 in loans loss reserves. That gives it a Texas Ratio of 9.95%.

Net Worth
Middle Tennessee U.S. Average
10.54% 13.61%

Middle Tennessee FCU has a net worth of 10.54% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Middle Tennessee

Branches and Savings

What is Middle Tennessee?

A federal credit union, registered with the NCUA under certificate #19700.
Learn more about credit unions here.

Is Middle Tennessee FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Middle Tennessee?

Please see Field of Membership information above for information on who is eligible to join.

What are Middle Tennessee's share account and share certificate rates?

Middle Tennessee's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Middle Tennessee?

Middle Tennessee has total capital of $4.33 million. Full information on Middle Tennessee's financial position is located above.

Who owns Middle Tennessee?

Credit Unions are owned by their members.

Where are Middle Tennessee branches located?

See branch locations nearby.

Are Middle Tennessee ATMs Open 24/7?

Do Middle Tennessee ATMs accept cash deposits?

Can Middle Tennessee customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Middle Tennessee have a mobile app?

Does Middle Tennessee have mobile deposit?

Does Middle Tennessee have quick pay?

How can Middle Tennessee transfer money to other banks or credit unions?

Does Middle Tennessee report to credit bureaus?

Does Middle Tennessee use Chexsystems?

Does Middle Tennessee use Equifax?

What is Middle Tennessee's toll free phone number?

What is Middle Tennessee's ACH Routing Number?

What is Middle Tennessee's SWIFT code?

Where can I find Middle Tennessee's wire transfer form?

What is the Middle Tennessee address for deposits?

What Products Does Middle Tennessee Offer

Does Middle Tennessee offer mortgages?

Compare mortgage rates here.

Does Middle Tennessee offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Middle Tennessee offer auto and RV loans?

Compare auto loan rates here.

Does Middle Tennessee offer student loans or personal loans?

Compare personal loan rates here.

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