Mississippi Telco

Po Box 97997
Pearl, MS 39288

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 473
Date Established 1935
Assets $176.55 million
Loans $46.97 million
Deposits $150.96 million
Capital $22.45 million

Mississippi Telco is an NCUA insured institution located in Pearl, MS. It was founded in 1935 and has approximately $176.55 millions in assets.

Who can join?

You can join Mississippi Telco FCU if you Live, Work, Attend School, Worship or Volunteer: in the Bloomfield or Riverwind developments in Pearl or in Pearl South of Highway 80 and North of Old Brandon Road.

If you are employed at any of the union's Select Employee Groups, you, your family, (spouses, parents, step-parents, children, siblings, grandparents, grandchildren, step-children, step-siblings, and adoptive relationships) and household members are eligible to receive credit union services for life, regardless of changes in employment.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, worship or volunteer: in the Bloomfield or Riverwind developments in Pearl or in Pearl South of Highway 80 and North of Old Brandon Road. Membership is also open to Friends of the Richland Library and to employees of the credit union's select employer group.

Savings Rates

Your Current Location: Virginia, VA 20146

We do not yet have rates for Mississippi Telco

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Note to Mississippi Telco
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There are currently no rates available for Mississippi Telco, but see these great savings and CD rates:

1.20% APY High Yield Savings from Synchrony Bank
1.40% APY 12 Month CD from Synchrony Bank
1.45% APY 18 Month CD from Synchrony Bank
1.55% APY 15 Month CD from Synchrony Bank
1.65% APY 2 Year CD from Synchrony Bank
1.85% APY 3 Year CD from Synchrony Bank
2.00% APY 4 Year CD from Synchrony Bank
2.35% APY 60 Month CD from Synchrony Bank

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for MISSISSIPPI TELCO

We're working to get rates for every bank in the world. Please bare with us until we are able to get rates for this bank.

Back to MISSISSIPPI TELCO

Note to MISSISSIPPI TELCO
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Mississippi Telco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Mississippi Telco Locations

Financial Details

Mississippi Telco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mississippi Telco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Mississippi Telco U.S. Average
1.32% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, Mississippi Telco had $172,798 in non-current loans and $125,361 in owned assets. To cover these potential losses it had $22,454,236 in net worth and $179,402 in loans loss reserves. That gives it a Texas Ratio of 1.32%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Mississippi Telco U.S. Average
12.68% 13.06%

Mississippi Telco FCU has a net worth of 12.68% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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