Rivertrust Federal Credit Union

Headquarters

Po Box 97997
Pearl, MS 39288
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.05% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Rivertrust is an NCUA insured institution located in Pearl, MS. It was founded in 1935 and has approximately $163.62 millions in assets.

Who can join?

You can join Mississippi Telco FCU if you Live, Work, Attend School, Worship or Volunteer: in the Bloomfield or Riverwind developments in Pearl or in Pearl South of Highway 80 and North of Old Brandon Road.

If you are employed at any of the union's Select Employee Groups, you, your family, (spouses, parents, step-parents, children, siblings, grandparents, grandchildren, step-children, step-siblings, and adoptive relationships) and household members are eligible to receive credit union services for life, regardless of changes in employment.

NCUA Insured Yes / Federally Chartered
Charter Number # # 473
Date Established 1935
Assets $163.62 million
Loans $92.43 million
Deposits $140.97 million
Capital $30.29 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school, worship or volunteer: in the Bloomfield or Riverwind developments in Pearl or in Pearl South of Highway 80 and North of Old Brandon Road. Membership is also open to Friends of the Richland Library and to employees of the credit union's select employer group.

Deposit Rates - December 11, 2024

Your Current Location: Washington, WA 98109

We do not yet have rates for Rivertrust

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - December 11, 2024

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Rivertrust

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Basis Lending, LLC
NMLS ID: 2463124
License#: Yes
6.048% 5.875% 0.88 $6,000 $1,893 Learn More
C2 Financial
NMLS ID: 135622
6.116% 6.000% 0.50 $4,077 $1,919 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.242% 6.125% 0.88 $4,010 $1,945 Learn More
Valley West Mortgage
NMLS ID: 65506
6.251% 6.125% 1.00 $4,375 $1,945 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Rate
Rate
See Table
Intro APR
9.600 %
After Intro: 9.600 %
$25,000 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
10.625 %
After Intro: 10.625 %
$0 Learn More
More Info

Note to Rivertrust
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Rivertrust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Rivertrust Locations around zip code 98109


BranchDistance Map View Lobby Hours

Rivertrust

2010.09 A View Lobby Hours


Climate Policy and Initiatives

RIVERTRUST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Rivertrust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rivertrust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rivertrust U.S. Average
8.35% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Rivertrust had $2,539,868 in non-current loans and $4,327 in owned assets. To cover these potential losses it had $30,288,241 in net worth and $168,088 in loans loss reserves. That gives it a Texas Ratio of 8.35%.

Net Worth
Rivertrust U.S. Average
18.51% 13.93%

Rivertrust FCU has a net worth of 18.51% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Rivertrust

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