RIVERTRUST

Headquarters

PO BOX 97997
Pearl, MS 39288
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Rivertrust is an NCUA insured institution located in Pearl, MS. It was founded in 1935 and has approximately $172.99 millions in assets.

Who can join?

You can join Mississippi Telco FCU if you Live, Work, Attend School, Worship or Volunteer: in the Bloomfield or Riverwind developments in Pearl or in Pearl South of Highway 80 and North of Old Brandon Road.

If you are employed at any of the union's Select Employee Groups, you, your family, (spouses, parents, step-parents, children, siblings, grandparents, grandchildren, step-children, step-siblings, and adoptive relationships) and household members are eligible to receive credit union services for life, regardless of changes in employment.

NCUA Insured Yes
Charter Number # # 473
Date Established 1935
Assets $172.99 million
Loans $62.44 million
Deposits $143.40 million
Capital $27.38 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school, worship or volunteer: in the Bloomfield or Riverwind developments in Pearl or in Pearl South of Highway 80 and North of Old Brandon Road. Membership is also open to Friends of the Richland Library and to employees of the credit union's select employer group.

Deposit Rates - January 19, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Rivertrust

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - January 19, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RIVERTRUST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.700% 2.625% 1.00 $2,452 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to RIVERTRUST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Rivertrust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Rivertrust Locations


Financial Details

Rivertrust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rivertrust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rivertrust U.S. Average
1.90% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Rivertrust had $522,049 in non-current loans and $1,079 in owned assets. To cover these potential losses it had $27,381,019 in net worth and $216,876 in loans loss reserves. That gives it a Texas Ratio of 1.90%.

Net Worth
Rivertrust U.S. Average
15.82% 12.91%

Rivertrust FCU has a net worth of 15.82% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Rivertrust

Branches and Savings

What is Rivertrust?

A federal credit union, registered with the NCUA under certificate #473.
Learn more about credit unions here.

Is Rivertrust FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Rivertrust?

Please see Field of Membership information above for information on who is eligible to join.

What are Rivertrust's share account and share certificate rates?

Rivertrust's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Rivertrust?

Rivertrust has total capital of $27.38 million. Full information on Rivertrust's financial position is located above.

Who owns Rivertrust?

Credit Unions are owned by their members.

Where are Rivertrust branches located?

See branch locations nearby.

Are Rivertrust ATMs Open 24/7?

Do Rivertrust ATMs accept cash deposits?

Can Rivertrust customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Rivertrust have a mobile app?

Does Rivertrust have mobile deposit?

Does Rivertrust have quick pay?

How can Rivertrust transfer money to other banks or credit unions?

Does Rivertrust report to credit bureaus?

Does Rivertrust use Chexsystems?

Does Rivertrust use Equifax?

What is Rivertrust's toll free phone number?

What is Rivertrust's ACH Routing Number?

What is Rivertrust's SWIFT code?

Where can I find Rivertrust's wire transfer form?

What is the Rivertrust address for deposits?

What Products Does Rivertrust Offer

Does Rivertrust offer mortgages?

Compare mortgage rates here.

Does Rivertrust offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Rivertrust offer auto and RV loans?

Compare auto loan rates here.

Does Rivertrust offer student loans or personal loans?

Compare personal loan rates here.

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