Rivertrust Federal Credit Union

Headquarters

Po Box 97997
Pearl, MS 39288
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.41% →
2-Year CD N.A. 5.25% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Rivertrust is an NCUA insured institution located in Pearl, MS. It was founded in 1935 and has approximately $167.05 millions in assets.

Who can join?

You can join Mississippi Telco FCU if you Live, Work, Attend School, Worship or Volunteer: in the Bloomfield or Riverwind developments in Pearl or in Pearl South of Highway 80 and North of Old Brandon Road.

If you are employed at any of the union's Select Employee Groups, you, your family, (spouses, parents, step-parents, children, siblings, grandparents, grandchildren, step-children, step-siblings, and adoptive relationships) and household members are eligible to receive credit union services for life, regardless of changes in employment.

NCUA Insured Yes / Federally Chartered
Charter Number # # 473
Date Established 1935
Assets $167.05 million
Loans $91.64 million
Deposits $144.53 million
Capital $29.60 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school, worship or volunteer: in the Bloomfield or Riverwind developments in Pearl or in Pearl South of Highway 80 and North of Old Brandon Road. Membership is also open to Friends of the Richland Library and to employees of the credit union's select employer group.

Deposit Rates - May 18, 2024

Your Current Location: Virginia, VA 20146

We do not yet have rates for Rivertrust

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Rivertrust

Note to Rivertrust
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - May 18, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Rivertrust

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.967% 6.875% 0.75 $2,988 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Rivertrust
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Rivertrust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Rivertrust Locations



Climate Policy and Initiatives

RIVERTRUST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


or use your BestCashCow account

or

Financial Details

Rivertrust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rivertrust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rivertrust U.S. Average
9.12% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Rivertrust had $2,711,690 in non-current loans and $4,327 in owned assets. To cover these potential losses it had $29,603,079 in net worth and $168,088 in loans loss reserves. That gives it a Texas Ratio of 9.12%.

Net Worth
Rivertrust U.S. Average
17.72% 13.62%

Rivertrust FCU has a net worth of 17.72% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Rivertrust

There are currently no comments for RIVERTRUST. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


or use your BestCashCow account

or