MOKELUMNE

P.O. BOX 1717
Lodi, CA 95241

Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD 0.20% 2.20% →
2-Year CD 0.35% 2.20% →
5-Year CD N.A. 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Mokelumne is an NCUA insured institution located in Lodi, CA. It was founded in 1959 and has approximately $50.41 millions in assets.

NCUA Insured Yes
Charter Number # # 13265
Date Established 1959
Assets $50.41 million
Loans $24.32 million
Deposits $43.27 million
Capital $6.99 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, and business and other legal entities located in the San Joaquin County, California.

Deposit Rates - February 25, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $500 $14,999 Learn MoreShow Less
Money Market
0.10% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.20% $1,500 - Learn MoreShow Less
Special: 6 Mo FIRA
1.60% $2,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
Special: 6 Mo CD
1.60% $2,000 - Learn MoreShow Less
6 Mo CD
0.15% $2,000 - Learn MoreShow Less
12 Mo CD
0.20% $2,000 - Learn MoreShow Less
24 Mo CD
0.35% $2,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $25 - Learn MoreShow Less

Loan Rates - February 25, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MOKELUMNE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.159% 3.125% 0.38 $1,085 $1,071 Learn More
Rocket Mortgage
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to MOKELUMNE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Mokelumne branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Mokelumne Locations


Financial Details

Mokelumne Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mokelumne. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mokelumne U.S. Average
0.29% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Mokelumne had $20,931 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,989,156 in net worth and $230,398 in loans loss reserves. That gives it a Texas Ratio of 0.29%.

Net Worth
Mokelumne U.S. Average
13.86% 13.65%

Mokelumne FCU has a net worth of 13.86% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mokelumne

Branches and Savings

What is Mokelumne?

A federal credit union, registered with the NCUA under certificate #13265.
Learn more about credit unions here.

Is Mokelumne FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mokelumne?

Please see Field of Membership information above for information on who is eligible to join.

What are Mokelumne's share account and share certificate rates?

Mokelumne's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mokelumne?

Mokelumne has total capital of $6.99 million. Full information on Mokelumne's financial position is located above.

Who owns Mokelumne?

Credit Unions are owned by their members.

Where are Mokelumne branches located?

See branch locations nearby.

Are Mokelumne ATMs Open 24/7?

Do Mokelumne ATMs accept cash deposits?

Can Mokelumne customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mokelumne have a mobile app?

Does Mokelumne have mobile deposit?

Does Mokelumne have quick pay?

How can Mokelumne transfer money to other banks or credit unions?

Does Mokelumne report to credit bureaus?

Does Mokelumne use Chexsystems?

Does Mokelumne use Equifax?

What is Mokelumne's toll free phone number?

What is Mokelumne's ACH Routing Number?

What is Mokelumne's SWIFT code?

Where can I find Mokelumne's wire transfer form?

What is the Mokelumne address for deposits?

What Products Does Mokelumne Offer

Does Mokelumne offer mortgages?

Compare mortgage rates here.

Does Mokelumne offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mokelumne offer auto and RV loans?

Compare auto loan rates here.

Does Mokelumne offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Mokelumne

There are currently no comments for Mokelumne. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →