Molokai Community


P.o. Box 1888
Kaunakakai, HI 96748
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Molokai Community is an NCUA insured institution located in Kaunakakai, HI. It was founded in 1951 and has approximately $31.34 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 7471
Date Established 1951
Assets $31.34 million
Loans $13.93 million
Deposits $28.41 million
Capital $2.65 million

Deposit Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Molokai Community

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Loan Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MOLOKAI COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.685% 2.625% 0.75 $1,975 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
Morty, Inc.
NMLS ID: 1429243
2.678% 2.625% 0.25 $1,720 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Molokai Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Molokai Community Locations

Financial Details

Molokai Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Molokai Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Molokai Community U.S. Average
1.87% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Molokai Community had $58,350 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,653,314 in net worth and $472,055 in loans loss reserves. That gives it a Texas Ratio of 1.87%.

Net Worth
Molokai Community U.S. Average
8.46% 12.67%

Molokai Community FCU has a net worth of 8.46% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Molokai Community

Branches and Savings

What is Molokai Community?

A federal credit union, registered with the NCUA under certificate #7471.
Learn more about credit unions here.

Is Molokai Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Molokai Community is insured by the NCUA.

Who can join Molokai Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Molokai Community's share account and share certificate rates?

Molokai Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Molokai Community?

Molokai Community has total capital of $2.65 million. Full information on Molokai Community's financial position is located above.

Who owns Molokai Community?

Credit Unions are owned by their members.

Where are Molokai Community branches located?

See branch locations nearby.

Are Molokai Community ATMs Open 24/7?

Do Molokai Community ATMs accept cash deposits?

Can Molokai Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Molokai Community have a mobile app?

Does Molokai Community have mobile deposit?

Does Molokai Community have quick pay?

How can Molokai Community transfer money to other banks or credit unions?

Does Molokai Community report to credit bureaus?

Does Molokai Community use Chexsystems?

Does Molokai Community use Equifax?

What is Molokai Community's toll free phone number?

What is Molokai Community's ACH Routing Number?

What is Molokai Community's SWIFT code?

Where can I find Molokai Community's wire transfer form?

What is the Molokai Community address for deposits?

What Products Does Molokai Community Offer

Does Molokai Community offer mortgages?

Compare mortgage rates here.

Does Molokai Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Molokai Community offer auto and RV loans?

Compare auto loan rates here.

Does Molokai Community offer student loans or personal loans?

Compare personal loan rates here.

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