Morgantown A E S Federal Credit Union

Headquarters

1133 Van Voorhis Rd
Morgantown, WV 26505
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Morgantown A E S is an NCUA insured institution located in Morgantown, WV. It was founded in 1955 and has approximately $37.86 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10695
Date Established 1955
Assets $37.86 million
Loans $19.69 million
Deposits $34.04 million
Capital $3.60 million
 

Deposit Rates - October 4, 2026

Your Current Location: New York, NY 10116

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Loan Rates - October 4, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Morgantown A E S

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Morgantown A E S branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Morgantown A E S Locations around zip code 10116




Climate Policy and Initiatives

MORGANTOWN A E S is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Morgantown A E S Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Morgantown A E S. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Morgantown A E S U.S. Average
2.63% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Morgantown A E S had $80,224 in non-current loans and $15,000 in owned assets. To cover these potential losses it had $3,598,484 in net worth and $24,988 in loans loss reserves. That gives it a Texas Ratio of 2.63%.

Net Worth
Morgantown A E S U.S. Average
9.51% 14.48%

Morgantown A E S FCU has a net worth of 9.51% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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