MORGANTOWN A E S

Headquarters

1133 Van Voorhis Rd
Morgantown, WV 26505
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Morgantown A E S is an NCUA insured institution located in Morgantown, WV. It was founded in 1955 and has approximately $46.79 millions in assets.

NCUA Insured Yes
Charter Number # # 10695
Date Established 1955
Assets $46.79 million
Loans $30.11 million
Deposits $43.35 million
Capital $3.39 million
 

Deposit Rates - December 1, 2020

Your Current Location: Washington, WA 98109

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Loan Rates - December 1, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for MORGANTOWN A E S

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Hart West Financial Inc.
NMLS ID: 116830
2.302% 2.250% 0.75 $1,745 $956 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to MORGANTOWN A E S
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Branches

Below are Morgantown A E S branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Morgantown A E S Locations


Financial Details

Morgantown A E S Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Morgantown A E S. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Morgantown A E S U.S. Average
4.50% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Morgantown A E S had $46,466 in non-current loans and $108,296 in owned assets. To cover these potential losses it had $3,387,873 in net worth and $53,697 in loans loss reserves. That gives it a Texas Ratio of 4.50%.

Net Worth
Morgantown A E S U.S. Average
7.24% 13.61%

Morgantown A E S FCU has a net worth of 7.24% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Morgantown A E S

Branches and Savings

What is Morgantown A E S?

A federal credit union, registered with the NCUA under certificate #10695.
Learn more about credit unions here.

Is Morgantown A E S FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Morgantown A E S?

Please see Field of Membership information above for information on who is eligible to join.

What are Morgantown A E S's share account and share certificate rates?

Morgantown A E S's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Morgantown A E S?

Morgantown A E S has total capital of $3.39 million. Full information on Morgantown A E S's financial position is located above.

Who owns Morgantown A E S?

Credit Unions are owned by their members.

Where are Morgantown A E S branches located?

See branch locations nearby.

Are Morgantown A E S ATMs Open 24/7?

Do Morgantown A E S ATMs accept cash deposits?

Can Morgantown A E S customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Morgantown A E S have a mobile app?

Does Morgantown A E S have mobile deposit?

Does Morgantown A E S have quick pay?

How can Morgantown A E S transfer money to other banks or credit unions?

Does Morgantown A E S report to credit bureaus?

Does Morgantown A E S use Chexsystems?

Does Morgantown A E S use Equifax?

What is Morgantown A E S's toll free phone number?

What is Morgantown A E S's ACH Routing Number?

What is Morgantown A E S's SWIFT code?

Where can I find Morgantown A E S's wire transfer form?

What is the Morgantown A E S address for deposits?

What Products Does Morgantown A E S Offer

Does Morgantown A E S offer mortgages?

Compare mortgage rates here.

Does Morgantown A E S offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Morgantown A E S offer auto and RV loans?

Compare auto loan rates here.

Does Morgantown A E S offer student loans or personal loans?

Compare personal loan rates here.

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