Mount Vernon Baptist Church Credit Union

Headquarters

1007 S Roxboro St
Durham, NC 27707
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Mount Vernon Baptist Church is an NCUA insured institution located in Durham, NC. It was founded in 1948 and has approximately $0.15 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 63595
Date Established 1948
Assets $0.15 million
Loans $0.01 million
Deposits $0.09 million
Capital $0.05 million
 

Deposit Rates - October 2, 2026

Your Current Location: Michigan, MI

We do not yet have rates for Mount Vernon Baptist Church

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Loan Rates - October 2, 2026

Your Current Location: Michigan, MI

There are currently no loan rates available for Mount Vernon Baptist Church

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are Mount Vernon Baptist Church branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Bay City,Michigan


Mount Vernon Baptist Church Locations


BranchDistance Map View Lobby Hours

MVBC Education Bldg.

590.02 A View Lobby Hours


Climate Policy and Initiatives

MOUNT VERNON BAPTIST CHURCH is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Mount Vernon Baptist Church Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mount Vernon Baptist Church. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mount Vernon Baptist Church U.S. Average
0.16% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Mount Vernon Baptist Church had $94 in non-current loans and $0 in owned assets. To cover these potential losses it had $53,136 in net worth and $3,887 in loans loss reserves. That gives it a Texas Ratio of 0.16%.

Net Worth
Mount Vernon Baptist Church U.S. Average
36.18% 14.48%

Mount Vernon Baptist Church FCU has a net worth of 36.18% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Mount Vernon Baptist Church

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