MOUNTAIN WEST

P.O. BOX 4295
Butte, MT 59701

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8129
Date Established 1952
Assets $14.00 million
Loans $8.41 million
Deposits $11.15 million
Capital $2.82 million

Mountain West is an NCUA insured institution located in Butte, MT. It was founded in 1952 and has approximately $14 millions in assets.

Deposit Rates - August 19, 2019

Your Current Location: Washington, WA 98109

We do not yet have rates for Mountain West

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Note to Mountain West
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There are currently no rates available for Mountain West, but see these great savings and CD rates:

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Loan Rates - August 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for MOUNTAIN WEST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.530% 3.500% 0.38 $940 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to MOUNTAIN WEST
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Branches

Below are Mountain West branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Mountain West Locations


Financial Details

Mountain West Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mountain West. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mountain West U.S. Average
0.94% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Mountain West had $26,995 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,816,181 in net worth and $55,783 in loans loss reserves. That gives it a Texas Ratio of 0.94%.

Net Worth
Mountain West U.S. Average
20.1% 13.47%

Mountain West FCU has a net worth of 20.1% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mountain West

Branches and Savings

What is Mountain West?

A federal credit union, registered with the NCUA under certificate #8129.
Learn more about credit unions here.

Is Mountain West FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mountain West?

Please see Field of Membership information above for information on who is eligible to join.

What are Mountain West's share account and share certificate rates?

Mountain West's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mountain West?

Mountain West has total capital of $2.82 million. Full information on Mountain West's financial position is located above.

Who owns Mountain West?

Credit Unions are owned by their members.

Where are Mountain West branches located?

See branch locations nearby.

Are Mountain West ATMs Open 24/7?

Do Mountain West ATMs accept cash deposits?

Can Mountain West customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mountain West have a mobile app?

Does Mountain West have mobile deposit?

Does Mountain West have quick pay?

How can Mountain West transfer money to other banks or credit unions?

Does Mountain West report to credit bureaus?

Does Mountain West use Chexsystems?

Does Mountain West use Equifax?

What is Mountain West's toll free phone number?

What is Mountain West's ACH Routing Number?

What is Mountain West's SWIFT code?

Where can I find Mountain West's wire transfer form?

What is the Mountain West address for deposits?

What Products Does Mountain West Offer

Does Mountain West offer mortgages?

Compare mortgage rates here.

Does Mountain West offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mountain West offer auto and RV loans?

Compare auto loan rates here.

Does Mountain West offer student loans or personal loans?

Compare personal loan rates here.

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