Municipal Emps Cu Of Oklahoma City Credit Union

Headquarters

101 N Walker
Oklahoma City, OK 73102
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Municipal Emps Cu Of Oklahoma City is an NCUA insured institution located in Oklahoma City, OK. It was founded in 1934 and has approximately $191.42 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 65503
Date Established 1934
Assets $191.42 million
Loans $138.49 million
Deposits $173.68 million
Capital $16.64 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Cleveland, Oklahoma, Lincoln, Pottawatomie, Grady, McClain, Canadian, or Logan Counties in Oklahoma.

Deposit Rates - October 6, 2026

Your Current Location: Arizona, AZ 85001

Checking Rates APY MIN FEE
Super Checking 1.01% $0 $0.00 Learn MoreShow Less
Advertiser Disclosure

Loan Rates - October 6, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Municipal Emps Cu Of Oklahoma City

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are Municipal Emps Cu Of Oklahoma City branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Municipal Emps Cu Of Oklahoma City Locations around zip code 85001


BranchDistance Map View Lobby Hours

MECU COUNCIL

778.01 A View Lobby Hours

MECU NORTH

782.44 B View Lobby Hours

MECU SOUTH

782.78 C View Lobby Hours

MECU-DOWNTOWN

783.81 D View Lobby Hours


Climate Policy and Initiatives

MUNICIPAL EMPS CU OF OKLAHOMA CITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Municipal Emps Cu Of Oklahoma City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Municipal Emps Cu Of Oklahoma City. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Municipal Emps Cu Of Oklahoma City U.S. Average
8.40% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Municipal Emps Cu Of Oklahoma City had $1,458,870 in non-current loans and $38,825 in owned assets. To cover these potential losses it had $16,638,568 in net worth and $1,183,492 in loans loss reserves. That gives it a Texas Ratio of 8.40%.

Net Worth
Municipal Emps Cu Of Oklahoma City U.S. Average
8.69% 14.48%

Municipal Emps Cu Of Oklahoma City FCU has a net worth of 8.69% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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