Pensacola, FL 32502
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Notable Rates APY Vs.Others
Savings N.A. 1.60% →
1-Year CD N.A. 1.55% →
2-Year CD N.A. 1.45% →
5-Year CD N.A. 1.66% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

My Pensacola is an NCUA insured institution located in Pensacola, FL. It was founded in 1953 and has approximately $69.46 millions in assets.

NCUA Insured Yes
Charter Number # # 8442
Date Established 1953
Assets $69.46 million
Loans $25.30 million
Deposits $56.58 million
Capital $13.11 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Escambia County, Florida.

Deposit Rates - June 2, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for My Pensacola

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Loan Rates - June 2, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MY PENSACOLA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.019% 3.000% 0.25 $625 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

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Below are My Pensacola branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

My Pensacola Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of My Pensacola. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
My Pensacola U.S. Average
2.03% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, My Pensacola had $255,743 in non-current loans and $13,993 in owned assets. To cover these potential losses it had $13,109,342 in net worth and $207,065 in loans loss reserves. That gives it a Texas Ratio of 2.03%.

Net Worth
My Pensacola U.S. Average
18.87% 13.86%

My Pensacola FCU has a net worth of 18.87% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About My Pensacola

Branches and Savings

What is My Pensacola?

A federal credit union, registered with the NCUA under certificate #8442.
Learn more about credit unions here.

Is My Pensacola FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join My Pensacola?

Please see Field of Membership information above for information on who is eligible to join.

What are My Pensacola's share account and share certificate rates?

My Pensacola's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is My Pensacola?

My Pensacola has total capital of $13.11 million. Full information on My Pensacola's financial position is located above.

Who owns My Pensacola?

Credit Unions are owned by their members.

Where are My Pensacola branches located?

See branch locations nearby.

Are My Pensacola ATMs Open 24/7?

Do My Pensacola ATMs accept cash deposits?

Can My Pensacola customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does My Pensacola have a mobile app?

Does My Pensacola have mobile deposit?

Does My Pensacola have quick pay?

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Does My Pensacola report to credit bureaus?

Does My Pensacola use Chexsystems?

Does My Pensacola use Equifax?

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What is My Pensacola's ACH Routing Number?

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What is the My Pensacola address for deposits?

What Products Does My Pensacola Offer

Does My Pensacola offer mortgages?

Compare mortgage rates here.

Does My Pensacola offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does My Pensacola offer auto and RV loans?

Compare auto loan rates here.

Does My Pensacola offer student loans or personal loans?

Compare personal loan rates here.

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