N & W Federal Credit Union

Headquarters

104 Lincoln Hwy W
New Haven, IN 46774
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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.45% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

N & W is an NCUA insured institution located in New Haven, IN. It was founded in 1953 and has approximately $4.46 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8575
Date Established 1953
Assets $4.46 million
Loans $1.67 million
Deposits $4.09 million
Capital $0.35 million
 

Deposit Rates - September 17, 2026

Your Current Location: Arizona, AZ 85001

We do not yet have rates for N & W

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Loan Rates - September 17, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for N & W

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are N & W branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


N & W Locations around zip code 85001


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Climate Policy and Initiatives

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Financial Details

N & W Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of N & W. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
N & W U.S. Average
14.18% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, N & W had $51,169 in non-current loans and $0 in owned assets. To cover these potential losses it had $352,239 in net worth and $8,678 in loans loss reserves. That gives it a Texas Ratio of 14.18%.

Net Worth
N & W U.S. Average
7.89% 14.48%

N & W FCU has a net worth of 7.89% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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