Navigant Credit Union

Headquarters

1005 Douglas Pike
Smithfield, RI 02917
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 4.08% →
1-Year CD 0.25% 4.71% →
2-Year CD 0.50% 4.73% →
5-Year CD 1.25% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Navigant is an NCUA insured institution located in Smithfield, RI. It was founded in 1915 and has approximately $3316.88 millions in assets.

Who can join?

Navigant Credit Union is a community credit union. Anyone may join subject to proper verification.

NCUA Insured Yes / State-Chartered
Charter Number # # 62882
Date Established 1915
Assets $3,316.88 million
Loans $2,690.56 million
Deposits $2,913.91 million
Capital $326.24 million
 

Field of Membership Restrictions

Membership in Navigant Credit Union is open to those who live in state of Rhode Island or select areas of Connecticut and Massachusetts.

Deposit Rates - December 8, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
Premium Money Market Account
0.35% $10,000 $14,999 Learn More
Premium Money Market Account
0.35% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
18 Mo CD
0.35% $10,000 $14,999 Learn More
18 Mo CD
0.35% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
30 Mo CD
0.50% $10,000 $14,999 Learn More
30 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 8, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NAVIGANT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Northpointe Bank
NMLS ID: 447490
5.806% 5.750% 0.63 $1,518 $1,459 Learn More
First Internet Bank
NMLS ID: 424182
5.966% 5.875% 1.00 $2,462 $1,479 Learn More
PADDIO
NMLS ID: 1907
6.438% 6.250% 1.00 $5,000 $1,540 Learn More
Morty, Inc.
NMLS ID: 1429243
5.798% 5.750% 0.50 $1,312 $1,459 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to NAVIGANT
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Navigant branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Navigant Locations



Climate Initiatives

NAVIGANT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Navigant Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Navigant. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Navigant U.S. Average
4.71% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Navigant had $15,919,314 in non-current loans and $7,900 in owned assets. To cover these potential losses it had $326,244,796 in net worth and $11,869,407 in loans loss reserves. That gives it a Texas Ratio of 4.71%.

Net Worth
Navigant U.S. Average
9.84% 12.40%

Navigant FCU has a net worth of 9.84% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for NAVIGANT


  • January 19, 2021

    My daughter received a student loan through Navigant when her classes were being paid they sent what they said was left over was sent to my wife and myself. We sent it back and stated that it was for expenses outside needs of the student such as books, research materials, etc. We called for more info. They guaranteed it was part her student loan. Since she graduated we have been receiving bills for those dividends as a separate loan. When we called to ask why were told it was a mistake. They would straighten it out. Now 5-6 years later the IRS started to take our tax returns without even a magistrate decision. My says loan has been taken care of. But they still taking our taxes for money that should be part of her loans. Talk about shady practices. So beware people really watch for the different ways they can screw you!

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