Navigant Credit Union
Headquarters
1005 Douglas Pike
Smithfield, RI 02917
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2024 Overview
General Credit Union Information
Navigant is an NCUA insured institution located in Smithfield, RI. It was founded in 1915 and has approximately $3757.76 millions in assets.
Who can join?
Navigant Credit Union is a community credit union. Anyone may join subject to proper verification.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62882 |
| Date Established | 1915 |
| Assets | $3,757.76 million |
| Loans | $3,145.43 million |
| Deposits | $3,247.64 million |
| Capital | $366.62 million |
Field of Membership Restrictions
Membership in Navigant Credit Union is open to those who live in state of Rhode Island or select areas of Connecticut and Massachusetts.
Deposit Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
|
Premium Money Market Account
|
0.35% | $10,000 | $14,999 |
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|
|
Premium Money Market Account
|
0.35% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.50% | $10,000 | $14,999 |
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| 30 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.75% | $10,000 | $14,999 |
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| 48 Mo CD
|
0.75% | $100,000 | $199,999 |
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| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Navigant
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.894% | 6.750% | 0.88 | $4,746 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 491986 |
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NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Navigant
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Navigant branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
NAVIGANT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Navigant Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Navigant. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Navigant | U.S. Average |
|---|---|
| 8.15% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Navigant had $30,540,289 in non-current loans and $357,708 in owned assets. To cover these potential losses it had $366,620,667 in net worth and $12,481,210 in loans loss reserves. That gives it a Texas Ratio of 8.15%.
Net Worth
| Navigant | U.S. Average |
|---|---|
| 9.75% | 13.62% |
Navigant FCU has a net worth of 9.75% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Navigant
John G.
January 19, 2021
My daughter received a student loan through Navigant when her classes were being paid they sent what they said was left over was sent to my wife and myself. We sent it back and stated that it was for expenses outside needs of the student such as books, research materials, etc. We called for more info. They guaranteed it was part her student loan. Since she graduated we have been receiving bills for those dividends as a separate loan. When we called to ask why were told it was a mistake. They would straighten it out. Now 5-6 years later the IRS started to take our tax returns without even a magistrate decision. My says loan has been taken care of. But they still taking our taxes for money that should be part of her loans. Talk about shady practices. So beware people really watch for the different ways they can screw you!
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