Navigator Cu Credit Union

Headquarters

Po Box 1647
Pascagoula, MS 39568
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 5.55% →
1-Year CD 0.80% 5.60% →
2-Year CD 0.95% 4.90% →
5-Year CD 1.45% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Navigator Cu is an NCUA insured institution located in Pascagoula, MS. It was founded in 1939 and has approximately $385.98 millions in assets.

Who can join?

Membership is open to the following:
• HII Employees – Those employed or retired from Huntington Ingalls Industries Inc., or affiliated entities, and their family members.*
• Mobile – Baldwin Residents – Individuals working, worshipping or going to school in Mobile or Baldwin County of Alabama.
• Gulfport Residents – Individuals working, worshipping or going to school in the portion of Gulfport, Mississippi, that is outlined in Navigator Credit Union’s field of membership declaration.
• Federal Employees – Jackson County, Mississippi, Federal Government employees, retirees and their family members.*
• Small Business Employees – Any business located in Jackson or Harrison County, Mississippi, with fewer than 500 employees. This also includes retirees and family members* of the above group.
* Family members include: wife, husband, aunt, uncle, brother, brother-in-law, sister, sister-in-law, son, son-in-law, daughter, daughter-in-law, father, father-in-law, mother, mother-in-law, grandfather, grandmother, grandchild, niece, nephew, cousin, step relative.

NCUA Insured Yes / State-Chartered
Charter Number # # 63637
Date Established 1939
Assets $385.98 million
Loans $256.37 million
Deposits $322.51 million
Capital $58.15 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Baldwin or Mobile Counties in Alabama and a select area of Gulfport, Mississippi. Membership is also open to employees of Huntington Ingalls Industries Inc. and its subsidiaries, federal employees working in Jackson County, Mississippi and other select employer groups.

Deposit Rates - April 23, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Primary
0.15% $0 $9,999 Learn More
Primary
0.15% $10,000 $25,000 Learn More
Primary
0.15% $25,001 $50,000 Learn More
Primary
0.15% $50,001 $100,000 Learn More
Primary
0.15% $100,001 - Learn More
Money Market
0.35% $2,500 $10,000 Learn More
Money Market
0.38% $10,000 $25,000 Learn More
Money Market
0.40% $25,000 $50,000 Learn More
Money Market
0.43% $50,000 $100,000 Learn More
Money Market
0.45% $100,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.48% $25,000 $99,999 Learn More
6 Mo CD
0.50% $100,000 - Learn More
12 Mo CD
0.75% $25,000 $99,999 Learn More
12 Mo CD
0.80% $100,000 - Learn More
18 Mo CD
0.85% $25,000 $99,999 Learn More
18 Mo CD
0.90% $100,000 - Learn More
24 Mo CD
0.90% $25,000 $99,999 Learn More
24 Mo CD
0.95% $100,000 - Learn More
30 Mo CD
0.95% $25,000 $99,999 Learn More
30 Mo CD
1.00% $100,000 - Learn More
36 Mo CD
1.00% $25,000 $99,999 Learn More
36 Mo CD
1.05% $100,000 - Learn More
48 Mo CD
1.15% $25,000 $99,999 Learn More
48 Mo CD
1.20% $100,000 - Learn More
60 Mo CD
1.40% $25,000 $99,999 Learn More
60 Mo CD
1.45% $100,000 - Learn More
Int Checking Rates APY MIN MAX
INTCK
0.10% $0 - Learn MoreShow Less

Loan Rates - April 23, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Navigator Cu

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.894% 6.750% 0.88 $4,746 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.463% 7.375% 0.88 $2,800 $2,211 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Navigator Cu
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Branches

Below are Navigator Cu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Navigator Cu Locations



Climate Policy and Initiatives

NAVIGATOR CU is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Navigator Cu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Navigator Cu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Navigator Cu U.S. Average
4.29% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Navigator Cu had $2,605,025 in non-current loans and $81,251 in owned assets. To cover these potential losses it had $58,149,882 in net worth and $4,499,262 in loans loss reserves. That gives it a Texas Ratio of 4.29%.

Net Worth
Navigator Cu U.S. Average
15.06% 13.62%

Navigator Cu FCU has a net worth of 15.06% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Navigator Cu

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