NAVIGATOR CU

Headquarters

P. O. BOX 1647
Pascagoula, MS 39568
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 0.91% →
1-Year CD 0.95% 0.85% →
2-Year CD 1.30% 0.95% →
5-Year CD 2.10% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Navigator Cu is an NCUA insured institution located in Pascagoula, MS. It was founded in 1939 and has approximately $342.49 millions in assets.

Who can join?

Membership is open to the following:
• HII Employees – Those employed or retired from Huntington Ingalls Industries Inc., or affiliated entities, and their family members.*
• Mobile – Baldwin Residents – Individuals working, worshipping or going to school in Mobile or Baldwin County of Alabama.
• Gulfport Residents – Individuals working, worshipping or going to school in the portion of Gulfport, Mississippi, that is outlined in Navigator Credit Union’s field of membership declaration.
• Federal Employees – Jackson County, Mississippi, Federal Government employees, retirees and their family members.*
• Small Business Employees – Any business located in Jackson or Harrison County, Mississippi, with fewer than 500 employees. This also includes retirees and family members* of the above group.
* Family members include: wife, husband, aunt, uncle, brother, brother-in-law, sister, sister-in-law, son, son-in-law, daughter, daughter-in-law, father, father-in-law, mother, mother-in-law, grandfather, grandmother, grandchild, niece, nephew, cousin, step relative.

NCUA Insured Yes
Charter Number # # 63637
Date Established 1939
Assets $342.49 million
Loans $209.73 million
Deposits $294.61 million
Capital $45.73 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Baldwin or Mobile Counties in Alabama and a select area of Gulfport, Mississippi. Membership is also open to employees of Huntington Ingalls Industries Inc. and its subsidiaries, federal employees working in Jackson County, Mississippi and other select employer groups.

Deposit Rates - November 24, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.30% $2,500 $4,999 Learn More
Money Market
0.40% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.43% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.90% $10,000 $14,999 Learn More
12 Mo CD
0.95% $100,000 $199,999 Learn More
18 Mo CD
1.00% $10,000 $14,999 Learn More
18 Mo CD
1.05% $100,000 $199,999 Learn More
24 Mo CD
1.20% $10,000 $14,999 Learn More
24 Mo CD
1.30% $100,000 $199,999 Learn More
30 Mo CD
1.25% $10,000 $14,999 Learn More
30 Mo CD
1.35% $100,000 $199,999 Learn More
36 Mo CD
1.35% $10,000 $14,999 Learn More
36 Mo CD
1.45% $100,000 $199,999 Learn More
48 Mo CD
1.70% $10,000 $14,999 Learn More
48 Mo CD
1.80% $100,000 $199,999 Learn More
60 Mo CD
2.00% $10,000 $14,999 Learn More
60 Mo CD
2.10% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 24, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NAVIGATOR CU

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.557% 2.500% 0.75 $1,868 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to NAVIGATOR CU
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Navigator Cu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Navigator Cu Locations


Financial Details

Navigator Cu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Navigator Cu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Navigator Cu U.S. Average
9.22% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Navigator Cu had $4,754,545 in non-current loans and $229,880 in owned assets. To cover these potential losses it had $45,729,277 in net worth and $8,307,606 in loans loss reserves. That gives it a Texas Ratio of 9.22%.

Net Worth
Navigator Cu U.S. Average
13.35% 13.61%

Navigator Cu FCU has a net worth of 13.35% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Navigator Cu

Branches and Savings

What is Navigator Cu?

A federal credit union, registered with the NCUA under certificate #63637.
Learn more about credit unions here.

Is Navigator Cu FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Navigator Cu?

Please see Field of Membership information above for information on who is eligible to join.

What are Navigator Cu's share account and share certificate rates?

Navigator Cu's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Navigator Cu?

Navigator Cu has total capital of $45.73 million. Full information on Navigator Cu's financial position is located above.

Who owns Navigator Cu?

Credit Unions are owned by their members.

Where are Navigator Cu branches located?

See branch locations nearby.

Are Navigator Cu ATMs Open 24/7?

Do Navigator Cu ATMs accept cash deposits?

Can Navigator Cu customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Navigator Cu have a mobile app?

Does Navigator Cu have mobile deposit?

Does Navigator Cu have quick pay?

How can Navigator Cu transfer money to other banks or credit unions?

Does Navigator Cu report to credit bureaus?

Does Navigator Cu use Chexsystems?

Does Navigator Cu use Equifax?

What is Navigator Cu's toll free phone number?

What is Navigator Cu's ACH Routing Number?

What is Navigator Cu's SWIFT code?

Where can I find Navigator Cu's wire transfer form?

What is the Navigator Cu address for deposits?

What Products Does Navigator Cu Offer

Does Navigator Cu offer mortgages?

Compare mortgage rates here.

Does Navigator Cu offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Navigator Cu offer auto and RV loans?

Compare auto loan rates here.

Does Navigator Cu offer student loans or personal loans?

Compare personal loan rates here.

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