Navigator Cu Credit Union

Headquarters

Po Box 1647
Pascagoula, MS 39568
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 3.50% →
1-Year CD 0.90% 3.70% →
2-Year CD 1.20% 3.80% →
5-Year CD 1.80% 4.25% →
30-Year Mortgage N.A. 6.20% →
15-Year Mortgage N.A. 5.66% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Navigator Cu is an NCUA insured institution located in Pascagoula, MS. It was founded in 1939 and has approximately $454.34 millions in assets.

Who can join?

Membership is open to the following:
• HII Employees – Those employed or retired from Huntington Ingalls Industries Inc., or affiliated entities, and their family members.*
• Mobile – Baldwin Residents – Individuals working, worshipping or going to school in Mobile or Baldwin County of Alabama.
• Gulfport Residents – Individuals working, worshipping or going to school in the portion of Gulfport, Mississippi, that is outlined in Navigator Credit Union’s field of membership declaration.
• Federal Employees – Jackson County, Mississippi, Federal Government employees, retirees and their family members.*
• Small Business Employees – Any business located in Jackson or Harrison County, Mississippi, with fewer than 500 employees. This also includes retirees and family members* of the above group.
* Family members include: wife, husband, aunt, uncle, brother, brother-in-law, sister, sister-in-law, son, son-in-law, daughter, daughter-in-law, father, father-in-law, mother, mother-in-law, grandfather, grandmother, grandchild, niece, nephew, cousin, step relative.

NCUA Insured Yes / State-Chartered
Charter Number # # 63637
Date Established 1939
Assets $454.34 million
Loans $200.69 million
Deposits $401.60 million
Capital $50.11 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Baldwin or Mobile Counties in Alabama and a select area of Gulfport, Mississippi. Membership is also open to employees of Huntington Ingalls Industries Inc. and its subsidiaries, federal employees working in Jackson County, Mississippi and other select employer groups.

Deposit Rates - October 4, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.30% $2,500 $4,999 Learn More
Money Market
0.40% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.43% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
18 Mo CD
0.90% $10,000 $14,999 Learn More
18 Mo CD
1.00% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.20% $100,000 $199,999 Learn More
30 Mo CD
1.05% $10,000 $14,999 Learn More
30 Mo CD
1.25% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $14,999 Learn More
36 Mo CD
1.30% $100,000 $199,999 Learn More
48 Mo CD
1.30% $10,000 $14,999 Learn More
48 Mo CD
1.50% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 4, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NAVIGATOR CU

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Interstate Home Loan Center, Inc
NMLS ID: 56315
6.489% 6.375% 0.75 $2,985 $1,560 Learn More
Rocket Mortgage
NMLS ID: 3030
6.985% 6.875% 0.63 $2,812 $1,643 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
6.233% 6.125% 0.75 $2,880 $1,520 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to NAVIGATOR CU
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Navigator Cu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Navigator Cu Locations



Climate Initiatives

NAVIGATOR CU is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Navigator Cu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Navigator Cu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Navigator Cu U.S. Average
3.67% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Navigator Cu had $1,995,440 in non-current loans and $8,878 in owned assets. To cover these potential losses it had $50,109,634 in net worth and $4,470,637 in loans loss reserves. That gives it a Texas Ratio of 3.67%.

Net Worth
Navigator Cu U.S. Average
11.03% 12.28%

Navigator Cu FCU has a net worth of 11.03% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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