New Jersey Community

Headquarters

Po Box 680
Moorestown, NJ 08057
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

New Jersey Community is an NCUA insured institution located in Moorestown, NJ. It was founded in 1954 and has approximately $8.47 millions in assets.

NCUA Insured Yes
Charter Number # # 9555
Date Established 1954
Assets $8.47 million
Loans $4.27 million
Deposits $7.74 million
Capital $0.72 million
 

Deposit Rates - January 24, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for New Jersey Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - January 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NEW JERSEY COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.562% 2.500% 0.75 $2,030 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to NEW JERSEY COMMUNITY
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Branches

Below are New Jersey Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


New Jersey Community Locations


Financial Details

New Jersey Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of New Jersey Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
New Jersey Community U.S. Average
3.64% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, New Jersey Community had $25,793 in non-current loans and $2,200 in owned assets. To cover these potential losses it had $720,778 in net worth and $48,424 in loans loss reserves. That gives it a Texas Ratio of 3.64%.

Net Worth
New Jersey Community U.S. Average
8.5% 12.91%

New Jersey Community FCU has a net worth of 8.5% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About New Jersey Community

Branches and Savings

What is New Jersey Community?

A credit union, registered with the NCUA under certificate #9555.
Learn more about credit unions here.

Is New Jersey Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join New Jersey Community?

Please see Field of Membership information above for information on who is eligible to join.

What are New Jersey Community's share account and share certificate rates?

New Jersey Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is New Jersey Community?

New Jersey Community has total capital of $0.72 million. Full information on New Jersey Community's financial position is located above.

Who owns New Jersey Community?

Credit Unions are owned by their members.

Where are New Jersey Community branches located?

See branch locations nearby.

Are New Jersey Community ATMs Open 24/7?

Do New Jersey Community ATMs accept cash deposits?

Can New Jersey Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does New Jersey Community have a mobile app?

Does New Jersey Community have mobile deposit?

Does New Jersey Community have quick pay?

How can New Jersey Community transfer money to other banks or credit unions?

Does New Jersey Community report to credit bureaus?

Does New Jersey Community use Chexsystems?

Does New Jersey Community use Equifax?

What is New Jersey Community's toll free phone number?

What is New Jersey Community's ACH Routing Number?

What is New Jersey Community's SWIFT code?

Where can I find New Jersey Community's wire transfer form?

What is the New Jersey Community address for deposits?

What Products Does New Jersey Community Offer

Does New Jersey Community offer mortgages?

Compare mortgage rates here.

Does New Jersey Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does New Jersey Community offer auto and RV loans?

Compare auto loan rates here.

Does New Jersey Community offer student loans or personal loans?

Compare personal loan rates here.

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