North Adams M E

Headquarters

60 Roberts Drive Ste 112
North Adams, MA 01247
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

North Adams M E is an NCUA insured institution located in North Adams, MA. It was founded in 1959 and has approximately $2.06 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13274
Date Established 1959
Assets $2.06 million
Loans $1.03 million
Deposits $1.62 million
Capital $0.44 million
 

Deposit Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

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Loan Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NORTH ADAMS M E

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Test Advertiser QA
NMLS ID:
2.422% 2.375% 0.63 $1,562 $972 Learn More
First Internet Bank
NMLS ID: 424182
2.790% 2.750% 0.50 $1,310 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to NORTH ADAMS M E
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Branches

Below are North Adams M E branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


North Adams M E Locations


Financial Details

North Adams M E Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of North Adams M E. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
North Adams M E U.S. Average
0.09% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, North Adams M E had $396 in non-current loans and $0 in owned assets. To cover these potential losses it had $442,061 in net worth and $18,162 in loans loss reserves. That gives it a Texas Ratio of 0.09%.

Net Worth
North Adams M E U.S. Average
21.45% 12.67%

North Adams M E FCU has a net worth of 21.45% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About North Adams M E

Branches and Savings

What is North Adams M E?

A federal credit union, registered with the NCUA under certificate #13274.
Learn more about credit unions here.

Is North Adams M E FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. North Adams M E is insured by the NCUA.

Who can join North Adams M E?

Please see Field of Membership information above for information on who is eligible to join.

What are North Adams M E's share account and share certificate rates?

North Adams M E's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is North Adams M E?

North Adams M E has total capital of $0.44 million. Full information on North Adams M E's financial position is located above.

Who owns North Adams M E?

Credit Unions are owned by their members.

Where are North Adams M E branches located?

See branch locations nearby.

Are North Adams M E ATMs Open 24/7?

Do North Adams M E ATMs accept cash deposits?

Can North Adams M E customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does North Adams M E have a mobile app?

Does North Adams M E have mobile deposit?

Does North Adams M E have quick pay?

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Does North Adams M E report to credit bureaus?

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Does North Adams M E use Equifax?

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What Products Does North Adams M E Offer

Does North Adams M E offer mortgages?

Compare mortgage rates here.

Does North Adams M E offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does North Adams M E offer auto and RV loans?

Compare auto loan rates here.

Does North Adams M E offer student loans or personal loans?

Compare personal loan rates here.

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