2021 Overview
General Credit Union Information
North Penn is an NCUA insured institution located in Colmar, PA. It was founded in 1955 and has approximately $19.88 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 10720 |
| Date Established | 1955 |
| Assets | $19.88 million |
| Loans | $3.59 million |
| Deposits | $17.81 million |
| Capital | $2.04 million |
Deposit Rates - April 14, 2021
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - April 14, 2021
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for NORTH PENN
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 472433 |
2.966% | 2.875% | 0.88 | $2,928 | $1,038 | Learn More |
NMLS ID: 3030 |
3.494% | 3.375% | 1.00 | $3,750 | $1,106 | Learn More |
NMLS ID: 3030 |
3.368% | 3.250% | 1.00 | $3,750 | $1,089 | Learn More |
|
NMLS ID: 472433 |
2.966% | 2.875% | 0.88 | $2,928 | $1,038 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
People's United Bank, N.A. See Table |
4.000 %
|
$0 |
Learn More
More Info |
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Note to NORTH PENN
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Branches
Below are North Penn branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Financial Details
North Penn Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of North Penn. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| North Penn | U.S. Average |
|---|---|
| 0.78% | 5.40 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2020, North Penn had $16,140 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,041,757 in net worth and $17,824 in loans loss reserves. That gives it a Texas Ratio of 0.78%.
Net Worth
| North Penn | U.S. Average |
|---|---|
| 10.27% | 12.67% |
North Penn FCU has a net worth of 10.27% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About North Penn
Branches and Savings
What is North Penn?
A federal credit union, registered with the NCUA under certificate #10720.
Learn more about credit unions here.
Is North Penn FDIC insured?
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. North Penn is insured by the NCUA.
Who can join North Penn?
Please see Field of Membership information above for information on who is eligible to join.
How big is North Penn?
North Penn has total capital of $2.04 million. Full information on North Penn's financial position is located above.
Who owns North Penn?
Credit Unions are owned by their members.
Where are North Penn branches located?
See branch locations nearby.
Are North Penn ATMs Open 24/7?
Do North Penn ATMs accept cash deposits?
Can North Penn customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does North Penn have a mobile app?
Does North Penn have mobile deposit?
Does North Penn have quick pay?
How can North Penn transfer money to other banks or credit unions?
Does North Penn report to credit bureaus?
Does North Penn use Chexsystems?
Does North Penn use Equifax?
What is North Penn's toll free phone number?
What is North Penn's ACH Routing Number?
What is North Penn's SWIFT code?
Where can I find North Penn's wire transfer form?
What is the North Penn address for deposits?
What Products Does North Penn Offer
Does North Penn offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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