NORTHERN PIEDMONT

Headquarters

567 James Madison Hwy
Culpeper, VA 22701
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Northern Piedmont is an NCUA insured institution located in Culpeper, VA. It was founded in 1954 and has approximately $18.73 millions in assets.

NCUA Insured Yes
Charter Number # # 9187
Date Established 1954
Assets $18.73 million
Loans $8.91 million
Deposits $17.76 million
Capital $0.60 million
 

Deposit Rates - November 29, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Northern Piedmont

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Loan Rates - November 29, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NORTHERN PIEDMONT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.687% 2.625% 0.63 $2,015 $1,005 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.557% 2.500% 0.75 $1,880 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Branches

Below are Northern Piedmont branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Northern Piedmont Locations


Financial Details

Northern Piedmont Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northern Piedmont. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northern Piedmont U.S. Average
11.67% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Northern Piedmont had $64,612 in non-current loans and $14,300 in owned assets. To cover these potential losses it had $597,139 in net worth and $79,246 in loans loss reserves. That gives it a Texas Ratio of 11.67%.

Net Worth
Northern Piedmont U.S. Average
3.18% 13.61%

Northern Piedmont FCU has a net worth of 3.18% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Northern Piedmont

Branches and Savings

What is Northern Piedmont?

A federal credit union, registered with the NCUA under certificate #9187.
Learn more about credit unions here.

Is Northern Piedmont FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Northern Piedmont?

Please see Field of Membership information above for information on who is eligible to join.

What are Northern Piedmont's share account and share certificate rates?

Northern Piedmont's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Northern Piedmont?

Northern Piedmont has total capital of $0.60 million. Full information on Northern Piedmont's financial position is located above.

Who owns Northern Piedmont?

Credit Unions are owned by their members.

Where are Northern Piedmont branches located?

See branch locations nearby.

Are Northern Piedmont ATMs Open 24/7?

Do Northern Piedmont ATMs accept cash deposits?

Can Northern Piedmont customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Northern Piedmont have a mobile app?

Does Northern Piedmont have mobile deposit?

Does Northern Piedmont have quick pay?

How can Northern Piedmont transfer money to other banks or credit unions?

Does Northern Piedmont report to credit bureaus?

Does Northern Piedmont use Chexsystems?

Does Northern Piedmont use Equifax?

What is Northern Piedmont's toll free phone number?

What is Northern Piedmont's ACH Routing Number?

What is Northern Piedmont's SWIFT code?

Where can I find Northern Piedmont's wire transfer form?

What is the Northern Piedmont address for deposits?

What Products Does Northern Piedmont Offer

Does Northern Piedmont offer mortgages?

Compare mortgage rates here.

Does Northern Piedmont offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Northern Piedmont offer auto and RV loans?

Compare auto loan rates here.

Does Northern Piedmont offer student loans or personal loans?

Compare personal loan rates here.

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