Nutmeg State Financial Credit Union

Headquarters

500 Enterprise Dr Ste 4a, Po Box 66
Rocky Hill, CT 06067
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 0.85% →
1-Year CD 0.20% 0.75% →
2-Year CD 0.35% 0.80% →
5-Year CD 0.65% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Nutmeg State Financial is an NCUA insured institution located in Rocky Hill, CT. It was founded in 1935 and has approximately $526.48 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68657
Date Established 1935
Assets $526.48 million
Loans $370.44 million
Deposits $447.85 million
Capital $69.27 million
 

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, attend school or worship in Middlesex, Hartford, New Haven, or Tolland Counties in Connecticut.

Deposit Rates - October 22, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.10% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.20% $100,000 $199,999 Learn More
18 Mo CD
0.25% $10,000 $14,999 Learn More
18 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.35% $10,000 $14,999 Learn More
24 Mo CD
0.35% $100,000 $199,999 Learn More
36 Mo CD
0.45% $10,000 $14,999 Learn More
36 Mo CD
0.45% $100,000 $199,999 Learn More
48 Mo CD
0.55% $10,000 $14,999 Learn More
48 Mo CD
0.55% $100,000 $199,999 Learn More
60 Mo CD
0.65% $10,000 $14,999 Learn More
60 Mo CD
0.65% $100,000 $199,999 Learn More

Loan Rates - October 22, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NUTMEG STATE FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Simplist Mortgage, LLC
NMLS ID: 1764611
License#: ML-1764611
2.816% 2.750% 0.88 $2,150 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to NUTMEG STATE FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Nutmeg State Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Nutmeg State Financial Locations



Climate Initiatives

NUTMEG STATE FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Nutmeg State Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Nutmeg State Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Nutmeg State Financial U.S. Average
2.13% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Nutmeg State Financial had $1,422,256 in non-current loans and $108,852 in owned assets. To cover these potential losses it had $69,269,956 in net worth and $2,708,311 in loans loss reserves. That gives it a Texas Ratio of 2.13%.

Net Worth
Nutmeg State Financial U.S. Average
13.15% 12.22%

Nutmeg State Financial FCU has a net worth of 13.15% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Nutmeg State Financial

Branches and Savings

What is Nutmeg State Financial?

A credit union, registered with the NCUA under certificate #68657.
Learn more about credit unions here.

Is Nutmeg State Financial FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Nutmeg State Financial is insured by the NCUA.

Who can join Nutmeg State Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Nutmeg State Financial's share account and share certificate rates?

Nutmeg State Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Nutmeg State Financial?

Nutmeg State Financial has total capital of $69.27 million. Full information on Nutmeg State Financial's financial position is located above.

Who owns Nutmeg State Financial?

Credit Unions are owned by their members.

Where are Nutmeg State Financial branches located?

See branch locations nearby.

Are Nutmeg State Financial ATMs Open 24/7?

Do Nutmeg State Financial ATMs accept cash deposits?

Can Nutmeg State Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Nutmeg State Financial have a mobile app?

Does Nutmeg State Financial have mobile deposit?

Does Nutmeg State Financial have quick pay?

How can Nutmeg State Financial transfer money to other banks or credit unions?

Does Nutmeg State Financial report to credit bureaus?

Does Nutmeg State Financial use Chexsystems?

Does Nutmeg State Financial use Equifax?

What is Nutmeg State Financial's toll free phone number?

What is Nutmeg State Financial's ACH Routing Number?

What is Nutmeg State Financial's SWIFT code?

Where can I find Nutmeg State Financial's wire transfer form?

What is the Nutmeg State Financial address for deposits?

What Products Does Nutmeg State Financial Offer

Does Nutmeg State Financial offer mortgages?

Compare mortgage rates here.

Does Nutmeg State Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Nutmeg State Financial offer auto and RV loans?

Compare auto loan rates here.

Does Nutmeg State Financial offer student loans or personal loans?

Compare personal loan rates here.

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