O BEE

Headquarters

PO Box 5000
Lacey, WA 98509
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.07% 1.60% →
1-Year CD 1.01% 1.55% →
2-Year CD 1.21% 1.45% →
5-Year CD 1.51% 1.66% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

O Bee is an NCUA insured institution located in Lacey, WA. It was founded in 1955 and has approximately $324.31 millions in assets.

Who can join?

There are three ways you can be eligible for membership at O Bee:
• You live, work, or worship within Washington State.
• You are employed by an O Bee Select Employee Group. If you're not sure whether your company is an SEG, check with us.
• You are related to someone who lives, works, or worships within Washington State.

NCUA Insured Yes
Charter Number # # 60059
Date Established 1955
Assets $324.31 million
Loans $292.60 million
Deposits $282.67 million
Capital $28.19 million
 

Field of Membership Restrictions

Membership is open to those who live or work in the state of Washington.

Deposit Rates - June 2, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.07% $1 - Learn More
Money Market
0.16% $1,000 $9,999 Learn More
Money Market
0.41% $10,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $500 - Learn More
6 Mo CD
0.30% $500 - Learn More
12 Mo CD
1.01% $500 - Learn More
24 Mo CD
1.21% $500 - Learn More
36 Mo CD
1.31% $500 - Learn More
48 Mo CD
1.41% $500 - Learn More
60 Mo CD
1.51% $500 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.07% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.01% $500 - Learn MoreShow Less

Loan Rates - June 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for O BEE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.019% 3.000% 0.25 $625 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to O BEE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are O Bee branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


O Bee Locations


Financial Details

O Bee Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of O Bee. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
O Bee U.S. Average
14.09% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, O Bee had $4,101,377 in non-current loans and $187,827 in owned assets. To cover these potential losses it had $28,188,033 in net worth and $2,255,420 in loans loss reserves. That gives it a Texas Ratio of 14.09%.

Net Worth
O Bee U.S. Average
8.85% 13.86%

O Bee FCU has a net worth of 8.85% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About O Bee

Branches and Savings

What is O Bee?

A federal credit union, registered with the NCUA under certificate #60059.
Learn more about credit unions here.

Is O Bee FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join O Bee?

Please see Field of Membership information above for information on who is eligible to join.

What are O Bee's share account and share certificate rates?

O Bee's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is O Bee?

O Bee has total capital of $28.19 million. Full information on O Bee's financial position is located above.

Who owns O Bee?

Credit Unions are owned by their members.

Where are O Bee branches located?

See branch locations nearby.

Are O Bee ATMs Open 24/7?

Do O Bee ATMs accept cash deposits?

Can O Bee customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does O Bee have a mobile app?

Does O Bee have mobile deposit?

Does O Bee have quick pay?

How can O Bee transfer money to other banks or credit unions?

Does O Bee report to credit bureaus?

Does O Bee use Chexsystems?

Does O Bee use Equifax?

What is O Bee's toll free phone number?

What is O Bee's ACH Routing Number?

What is O Bee's SWIFT code?

Where can I find O Bee's wire transfer form?

What is the O Bee address for deposits?

What Products Does O Bee Offer

Does O Bee offer mortgages?

Compare mortgage rates here.

Does O Bee offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does O Bee offer auto and RV loans?

Compare auto loan rates here.

Does O Bee offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for O Bee


  • January 24, 2020

    I was forces to close my account due to someone that had my debit card but kindly put it on the seat of the truck not in my wallet but they were nice enough to deposit a fake /forged/counterfeit check into my account and because of this and even though i had nothing to do with this or any knowledge about i was gorced to close my account even after i found out the check was signed obviously its not my signature and the person doing it said they wouldnt go through the tapes to see who did it because there was too many hours of footage ti me this bank doesnt care about its customers at all i thiught i had fraud protection but apparently its just here lets close your account not investigate cuz they didnt want to do their job this is the worst experience ever with a bank

Add Your Review

Rate it here →