2024 Overview
General Credit Union Information
O Bee is an NCUA insured institution located in Lacey, WA. It was founded in 1955 and has approximately $602.93 millions in assets.
Who can join?
There are three ways you can be eligible for membership at O Bee:
• You live, work, or worship within Washington State.
• You are employed by an O Bee Select Employee Group. If you're not sure whether your company is an SEG, check with us.
• You are related to someone who lives, works, or worships within Washington State.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60059 |
| Date Established | 1955 |
| Assets | $602.93 million |
| Loans | $506.94 million |
| Deposits | $475.45 million |
| Capital | $51.32 million |
Field of Membership Restrictions
Membership is open to those who live or work in the state of Washington.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.07% | $2,500 | $4,999 |
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|
|
Money Market
|
0.16% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.07% | $1 | $499 | Learn More |
Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for O Bee
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to O Bee
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are O Bee branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
O BEE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
O Bee Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of O Bee. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| O Bee | U.S. Average |
|---|---|
| 23.86% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, O Bee had $12,618,628 in non-current loans and $731,336 in owned assets. To cover these potential losses it had $51,321,827 in net worth and $4,637,122 in loans loss reserves. That gives it a Texas Ratio of 23.86%.
Net Worth
| O Bee | U.S. Average |
|---|---|
| 8.65% | 13.62% |
O Bee FCU has a net worth of 8.65% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for O Bee
David strout
January 24, 2020
I was forces to close my account due to someone that had my debit card but kindly put it on the seat of the truck not in my wallet but they were nice enough to deposit a fake /forged/counterfeit check into my account and because of this and even though i had nothing to do with this or any knowledge about i was gorced to close my account even after i found out the check was signed obviously its not my signature and the person doing it said they wouldnt go through the tapes to see who did it because there was too many hours of footage ti me this bank doesnt care about its customers at all i thiught i had fraud protection but apparently its just here lets close your account not investigate cuz they didnt want to do their job this is the worst experience ever with a bank
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