Old West


650 W Main St
John Day, OR 97845
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.50% 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD 1.41% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Old West is an NCUA insured institution located in John Day, OR. It was founded in 1957 and has approximately $228.2 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12012
Date Established 1957
Assets $228.20 million
Loans $160.33 million
Deposits $207.61 million
Capital $19.66 million

Field of Membership Restrictions

Membership is open to those who live, work, own property, worship, or has an immediate family member living in Morrow, Umatilla, Union, Wallowa, Wheeler, Grant, Baker, or Harney counties.

Deposit Rates - April 18, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.50% $2,500 $2,999 Learn More
Money Market
0.50% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
30 Mo CD
0.65% $10,000 $14,999 Learn More
30 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
1.06% $10,000 $14,999 Learn More
48 Mo CD
1.06% $100,000 $199,999 Learn More
60 Mo CD
1.41% $10,000 $14,999 Learn More
60 Mo CD
1.41% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
1.01% $1 $499 Learn MoreShow Less
Checking Rates APY MIN FEE
Free Kasasa Cash 1.08% $0 $0.00 Learn MoreShow Less

Loan Rates - April 18, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OLD WEST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
Morty, Inc.
NMLS ID: 1429243
2.670% 2.625% 0.13 $1,455 $1,005 Learn More
Test Advertiser QA
2.432% 2.375% 0.75 $1,875 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to OLD WEST
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Old West branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Old West Locations

Financial Details

Old West Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Old West. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Old West U.S. Average
7.36% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Old West had $1,026,519 in non-current loans and $476,240 in owned assets. To cover these potential losses it had $19,659,782 in net worth and $770,834 in loans loss reserves. That gives it a Texas Ratio of 7.36%.

Net Worth
Old West U.S. Average
8.61% 12.67%

Old West FCU has a net worth of 8.61% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Old West

Branches and Savings

What is Old West?

A federal credit union, registered with the NCUA under certificate #12012.
Learn more about credit unions here.

Is Old West FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Old West is insured by the NCUA.

Who can join Old West?

Please see Field of Membership information above for information on who is eligible to join.

What are Old West's share account and share certificate rates?

Old West's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Old West?

Old West has total capital of $19.66 million. Full information on Old West's financial position is located above.

Who owns Old West?

Credit Unions are owned by their members.

Where are Old West branches located?

See branch locations nearby.

Are Old West ATMs Open 24/7?

Do Old West ATMs accept cash deposits?

Can Old West customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Old West have a mobile app?

Does Old West have mobile deposit?

Does Old West have quick pay?

How can Old West transfer money to other banks or credit unions?

Does Old West report to credit bureaus?

Does Old West use Chexsystems?

Does Old West use Equifax?

What is Old West's toll free phone number?

What is Old West's ACH Routing Number?

What is Old West's SWIFT code?

Where can I find Old West's wire transfer form?

What is the Old West address for deposits?

What Products Does Old West Offer

Does Old West offer mortgages?

Compare mortgage rates here.

Does Old West offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Old West offer auto and RV loans?

Compare auto loan rates here.

Does Old West offer student loans or personal loans?

Compare personal loan rates here.

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