OLEAN TEACHERS' AND POSTAL

Headquarters

1700 CONSTITUTION AVE
Olean, NY 14760
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.91% →
1-Year CD 0.50% 0.85% →
2-Year CD 0.50% 0.95% →
5-Year CD 0.75% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Olean Teachers' And Postal is an NCUA insured institution located in Olean, NY. It was founded in 1952 and has approximately $20.72 millions in assets.

NCUA Insured Yes
Charter Number # # 7656
Date Established 1952
Assets $20.72 million
Loans $8.25 million
Deposits $18.86 million
Capital $1.81 million
 

Deposit Rates - November 29, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More

Loan Rates - November 29, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OLEAN TEACHERS' AND POSTAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.687% 2.625% 0.63 $2,015 $1,005 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.557% 2.500% 0.75 $1,880 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to OLEAN TEACHERS' AND POSTAL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Olean Teachers' And Postal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Olean Teachers' And Postal Locations


Financial Details

Olean Teachers' And Postal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Olean Teachers' And Postal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Olean Teachers' And Postal U.S. Average
3.35% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Olean Teachers' And Postal had $61,854 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,805,123 in net worth and $41,012 in loans loss reserves. That gives it a Texas Ratio of 3.35%.

Net Worth
Olean Teachers' And Postal U.S. Average
8.71% 13.61%

Olean Teachers' And Postal FCU has a net worth of 8.71% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Olean Teachers' And Postal

Branches and Savings

What is Olean Teachers' And Postal?

A federal credit union, registered with the NCUA under certificate #7656.
Learn more about credit unions here.

Is Olean Teachers' And Postal FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Olean Teachers' And Postal?

Please see Field of Membership information above for information on who is eligible to join.

What are Olean Teachers' And Postal's share account and share certificate rates?

Olean Teachers' And Postal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Olean Teachers' And Postal?

Olean Teachers' And Postal has total capital of $1.81 million. Full information on Olean Teachers' And Postal's financial position is located above.

Who owns Olean Teachers' And Postal?

Credit Unions are owned by their members.

Where are Olean Teachers' And Postal branches located?

See branch locations nearby.

Are Olean Teachers' And Postal ATMs Open 24/7?

Do Olean Teachers' And Postal ATMs accept cash deposits?

Can Olean Teachers' And Postal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Olean Teachers' And Postal have a mobile app?

Does Olean Teachers' And Postal have mobile deposit?

Does Olean Teachers' And Postal have quick pay?

How can Olean Teachers' And Postal transfer money to other banks or credit unions?

Does Olean Teachers' And Postal report to credit bureaus?

Does Olean Teachers' And Postal use Chexsystems?

Does Olean Teachers' And Postal use Equifax?

What is Olean Teachers' And Postal's toll free phone number?

What is Olean Teachers' And Postal's ACH Routing Number?

What is Olean Teachers' And Postal's SWIFT code?

Where can I find Olean Teachers' And Postal's wire transfer form?

What is the Olean Teachers' And Postal address for deposits?

What Products Does Olean Teachers' And Postal Offer

Does Olean Teachers' And Postal offer mortgages?

Compare mortgage rates here.

Does Olean Teachers' And Postal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Olean Teachers' And Postal offer auto and RV loans?

Compare auto loan rates here.

Does Olean Teachers' And Postal offer student loans or personal loans?

Compare personal loan rates here.

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