816 Washington Avenue
Golden, CO 80401

Notable Rates APY Vs.Others
Savings 0.15% 2.20% →
1-Year CD 2.00% 2.20% →
2-Year CD 2.30% 2.20% →
5-Year CD 2.85% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

On Tap is an NCUA insured institution located in Golden, CO. It was founded in 1950 and has approximately $265.48 millions in assets.

Who can join?

You are eligible for membership if you are a current or retired employee of MillerCoors Company (formerly known as Coors Brewing Company), CoorsTek, Graphic Packaging International, subsidiary companies or joint ventures of each, Colorado distributors of Coors products, Golden Distribution Center, Coors Distributing Company, The Integer Group, Jacobs Engineering, CH2MHill, Aerotek, Eurest, Pridemark, Pride Staff, Sprouts, My Gym, Berkeley Inn, Golden Hotel, Arvada Fire or other eligible contract companies dedicated to working for MillerCoors.

If you have a relative or household member who is a member of Coors Credit Union already, then you are also eligible for membership. This includes anyone related by blood, marriage, legal guardian relationship, domestic partnership or adoption and foster children.

By living or working in Jefferson County, you qualify for membership.

NCUA Insured Yes
Charter Number # # 64913
Date Established 1950
Assets $265.48 million
Loans $219.81 million
Deposits $227.75 million
Capital $29.23 million

Field of Membership Restrictions

Coors Credit Union is open to all residents of Colorado through joining the Consumers United Association ($5 annual membership fee). Membership is also open to those who live or work in Denver, Jefferson, Larimer or Boulder Counties in Colorado and to employees of MillerCoors Company, CoorsTek, Terumo BCT, Graphic Packaging International and Select Employer Groups.

Deposit Rates - February 27, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $1,000 $9,999 Learn MoreShow Less
Money Market
0.30% $10,000 $24,999 Learn MoreShow Less
Money Market
0.35% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
2.00% $500 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.75% $500 $49,999 Learn MoreShow Less
6 Mo CD
1.30% $500 $49,999 Learn MoreShow Less
12 Mo CD
2.00% $500 $49,999 Learn MoreShow Less
24 Mo CD
2.30% $500 $49,999 Learn MoreShow Less
36 Mo CD
2.40% $500 $49,999 Learn MoreShow Less
48 Mo CD
2.50% $500 $49,999 Learn MoreShow Less
60 Mo CD
2.85% $500 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $1,000 $9,999 Learn MoreShow Less

Loan Rates - February 27, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ON TAP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.158% 3.125% 0.38 $1,030 $1,071 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to ON TAP
To upload and update your bank's rates please register. It is free to register and add rates.


Below are On Tap branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

On Tap Locations

Financial Details

On Tap Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of On Tap. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
On Tap U.S. Average
3.36% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, On Tap had $854,726 in non-current loans and $156,334 in owned assets. To cover these potential losses it had $29,225,957 in net worth and $878,830 in loans loss reserves. That gives it a Texas Ratio of 3.36%.

Net Worth
On Tap U.S. Average
11.14% 13.65%

On Tap FCU has a net worth of 11.14% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About On Tap

Branches and Savings

What is On Tap?

A federal credit union, registered with the NCUA under certificate #64913.
Learn more about credit unions here.

Is On Tap FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join On Tap?

Please see Field of Membership information above for information on who is eligible to join.

What are On Tap's share account and share certificate rates?

On Tap's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is On Tap?

On Tap has total capital of $29.23 million. Full information on On Tap's financial position is located above.

Who owns On Tap?

Credit Unions are owned by their members.

Where are On Tap branches located?

See branch locations nearby.

Are On Tap ATMs Open 24/7?

Do On Tap ATMs accept cash deposits?

Can On Tap customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does On Tap have a mobile app?

Does On Tap have mobile deposit?

Does On Tap have quick pay?

How can On Tap transfer money to other banks or credit unions?

Does On Tap report to credit bureaus?

Does On Tap use Chexsystems?

Does On Tap use Equifax?

What is On Tap's toll free phone number?

What is On Tap's ACH Routing Number?

What is On Tap's SWIFT code?

Where can I find On Tap's wire transfer form?

What is the On Tap address for deposits?

What Products Does On Tap Offer

Does On Tap offer mortgages?

Compare mortgage rates here.

Does On Tap offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does On Tap offer auto and RV loans?

Compare auto loan rates here.

Does On Tap offer student loans or personal loans?

Compare personal loan rates here.

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