Onized Oakland Federal Credit Union

Headquarters

3600 Alameda Ave
Oakland, CA 94601
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.02% →
1-Year CD N.A. 1.45% →
2-Year CD N.A. 2.86% →
5-Year CD N.A. 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Onized Oakland is an NCUA insured institution located in Oakland, CA. It was founded in 1939 and has approximately $2.42 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3203
Date Established 1939
Assets $2.42 million
Loans $0.45 million
Deposits $2.02 million
Capital $0.34 million
 

Deposit Rates - May 23, 2022

Your Current Location: Virginia, VA 20146

We do not yet have rates for Onized Oakland

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Onized Oakland

Note to Onized Oakland
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - May 23, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ONIZED OAKLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CHASE
NMLS ID: 399798
5.432% 5.375% 0.63 $1,578 $1,400 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
6.077% 5.990% 0.75 $2,325 $1,498 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to ONIZED OAKLAND
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Onized Oakland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Onized Oakland Locations



Climate Initiatives

ONIZED OAKLAND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Onized Oakland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Onized Oakland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Onized Oakland U.S. Average
1.37% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Onized Oakland had $5,468 in non-current loans and $0 in owned assets. To cover these potential losses it had $336,647 in net worth and $63,884 in loans loss reserves. That gives it a Texas Ratio of 1.37%.

Net Worth
Onized Oakland U.S. Average
13.9% 12.36%

Onized Oakland FCU has a net worth of 13.9% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for ONIZED OAKLAND

There are currently no comments for ONIZED OAKLAND. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →