Ots Employees


811 Middle Street
Honolulu, HI 96819
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Ots Employees is an NCUA insured institution located in Honolulu, HI. It was founded in 1937 and has approximately $10.22 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1868
Date Established 1937
Assets $10.22 million
Loans $8.51 million
Deposits $8.74 million
Capital $1.12 million

Deposit Rates - July 31, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Ots Employees

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Loan Rates - July 31, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OTS EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.534% 2.500% 0.50 $1,132 $988 Learn More
Morty, Inc.
NMLS ID: 1429243
2.464% 2.375% 0.75 $2,972 $972 Learn More
CIT Bank
NMLS ID: 541760
2.812% 2.750% 0.75 $2,015 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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BMO Harris Bank
BMO Harris Bank
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4.840 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



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Financial Details

Ots Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ots Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ots Employees U.S. Average
10.81% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Ots Employees had $246,435 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,117,048 in net worth and $1,161,806 in loans loss reserves. That gives it a Texas Ratio of 10.81%.

Net Worth
Ots Employees U.S. Average
10.93% 12.20%

Ots Employees FCU has a net worth of 10.93% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ots Employees

Branches and Savings

What is Ots Employees?

A federal credit union, registered with the NCUA under certificate #1868.
Learn more about credit unions here.

Is Ots Employees FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Ots Employees is insured by the NCUA.

Who can join Ots Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Ots Employees's share account and share certificate rates?

Ots Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ots Employees?

Ots Employees has total capital of $1.12 million. Full information on Ots Employees's financial position is located above.

Who owns Ots Employees?

Credit Unions are owned by their members.

Where are Ots Employees branches located?

See branch locations nearby.

Are Ots Employees ATMs Open 24/7?

Do Ots Employees ATMs accept cash deposits?

Can Ots Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ots Employees have a mobile app?

Does Ots Employees have mobile deposit?

Does Ots Employees have quick pay?

How can Ots Employees transfer money to other banks or credit unions?

Does Ots Employees report to credit bureaus?

Does Ots Employees use Chexsystems?

Does Ots Employees use Equifax?

What is Ots Employees's toll free phone number?

What is Ots Employees's ACH Routing Number?

What is Ots Employees's SWIFT code?

Where can I find Ots Employees's wire transfer form?

What is the Ots Employees address for deposits?

What Products Does Ots Employees Offer

Does Ots Employees offer mortgages?

Compare mortgage rates here.

Does Ots Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ots Employees offer auto and RV loans?

Compare auto loan rates here.

Does Ots Employees offer student loans or personal loans?

Compare personal loan rates here.

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