OWOSSO W B C

947 AIKEN ST
Owosso, MI 48867

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 7673
Date Established 1952
Assets $3.32 million
Loans $1.79 million
Deposits $2.75 million
Capital $0.55 million

Owosso W B C is an NCUA insured institution located in Owosso, MI. It was founded in 1952 and has approximately $3.32 millions in assets.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Owosso W B C

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Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for OWOSSO W B C

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

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Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
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Branches

Below are Owosso W B C branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Owosso W B C Locations


Financial Details

Owosso W B C Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Owosso W B C. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Owosso W B C U.S. Average
0.58% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Owosso W B C had $3,518 in non-current loans and $0 in owned assets. To cover these potential losses it had $548,199 in net worth and $54,116 in loans loss reserves. That gives it a Texas Ratio of 0.58%.

Net Worth
Owosso W B C U.S. Average
16.53% 13.47%

Owosso W B C FCU has a net worth of 16.53% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Owosso W B C

Branches and Savings

What is Owosso W B C?

A federal credit union, registered with the NCUA under certificate #7673.
Learn more about credit unions here.

Is Owosso W B C FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Owosso W B C?

Please see Field of Membership information above for information on who is eligible to join.

What are Owosso W B C's share account and share certificate rates?

Owosso W B C's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Owosso W B C?

Owosso W B C has total capital of $0.55 million. Full information on Owosso W B C's financial position is located above.

Who owns Owosso W B C?

Credit Unions are owned by their members.

Where are Owosso W B C branches located?

See branch locations nearby.

Are Owosso W B C ATMs Open 24/7?

Do Owosso W B C ATMs accept cash deposits?

Can Owosso W B C customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Owosso W B C have a mobile app?

Does Owosso W B C have mobile deposit?

Does Owosso W B C have quick pay?

How can Owosso W B C transfer money to other banks or credit unions?

Does Owosso W B C report to credit bureaus?

Does Owosso W B C use Chexsystems?

Does Owosso W B C use Equifax?

What is Owosso W B C's toll free phone number?

What is Owosso W B C's ACH Routing Number?

What is Owosso W B C's SWIFT code?

Where can I find Owosso W B C's wire transfer form?

What is the Owosso W B C address for deposits?

What Products Does Owosso W B C Offer

Does Owosso W B C offer mortgages?

Compare mortgage rates here.

Does Owosso W B C offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Owosso W B C offer auto and RV loans?

Compare auto loan rates here.

Does Owosso W B C offer student loans or personal loans?

Compare personal loan rates here.

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