OWOSSO W B C

Headquarters

947 AIKEN ST
Owosso, MI 48867
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Owosso W B C is an NCUA insured institution located in Owosso, MI. It was founded in 1952 and has approximately $3.61 millions in assets.

NCUA Insured Yes
Charter Number # # 7673
Date Established 1952
Assets $3.61 million
Loans $1.71 million
Deposits $2.99 million
Capital $0.55 million
 

Deposit Rates - July 4, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Owosso W B C

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Loan Rates - July 4, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OWOSSO W B C

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to OWOSSO W B C
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Branches

Below are Owosso W B C branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Owosso W B C Locations


Financial Details

Owosso W B C Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Owosso W B C. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Owosso W B C U.S. Average
9.30% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Owosso W B C had $54,926 in non-current loans and $0 in owned assets. To cover these potential losses it had $550,434 in net worth and $40,239 in loans loss reserves. That gives it a Texas Ratio of 9.30%.

Net Worth
Owosso W B C U.S. Average
15.26% 13.86%

Owosso W B C FCU has a net worth of 15.26% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Owosso W B C

Branches and Savings

What is Owosso W B C?

A federal credit union, registered with the NCUA under certificate #7673.
Learn more about credit unions here.

Is Owosso W B C FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Owosso W B C?

Please see Field of Membership information above for information on who is eligible to join.

What are Owosso W B C's share account and share certificate rates?

Owosso W B C's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Owosso W B C?

Owosso W B C has total capital of $0.55 million. Full information on Owosso W B C's financial position is located above.

Who owns Owosso W B C?

Credit Unions are owned by their members.

Where are Owosso W B C branches located?

See branch locations nearby.

Are Owosso W B C ATMs Open 24/7?

Do Owosso W B C ATMs accept cash deposits?

Can Owosso W B C customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Owosso W B C have a mobile app?

Does Owosso W B C have mobile deposit?

Does Owosso W B C have quick pay?

How can Owosso W B C transfer money to other banks or credit unions?

Does Owosso W B C report to credit bureaus?

Does Owosso W B C use Chexsystems?

Does Owosso W B C use Equifax?

What is Owosso W B C's toll free phone number?

What is Owosso W B C's ACH Routing Number?

What is Owosso W B C's SWIFT code?

Where can I find Owosso W B C's wire transfer form?

What is the Owosso W B C address for deposits?

What Products Does Owosso W B C Offer

Does Owosso W B C offer mortgages?

Compare mortgage rates here.

Does Owosso W B C offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Owosso W B C offer auto and RV loans?

Compare auto loan rates here.

Does Owosso W B C offer student loans or personal loans?

Compare personal loan rates here.

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