FRANKENMUTH

PO BOX 209
Frankenmuth, MI 48734

Notable Rates APY Vs.Others
Savings 0.02% 2.25% →
1-Year CD 1.40% 2.25% →
2-Year CD 1.73% 2.50% →
5-Year CD 2.05% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Frankenmuth is an NCUA insured institution located in Frankenmuth, MI. It was founded in 1964 and has approximately $699.41 millions in assets.

Who can join?

Anyone that lives, works, worships or is educated in Saginaw, Tuscola, Bay or Genesee Counties can use the great banking services Frankenmuth Credit Union has to offer and enjoy the great personalized service.
Or if you are a relative of a present Frankenmuth Credit Union member, you can join Frankenmuth Credit Union too!

NCUA Insured Yes
Charter Number # # 61755
Date Established 1964
Assets $699.41 million
Loans $573.18 million
Deposits $595.29 million
Capital $67.21 million
 

Field of Membership Restrictions

Membership in Frankenmuth Credit Union is open to anyone who lives, works, attends school or worships in the state of Michigan.

Deposit Rates - December 15, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $1,000 $9,999 Learn MoreShow Less
Money Market
0.20% $10,000 $24,999 Learn MoreShow Less
Money Market
0.45% $25,000 $99,999 Learn MoreShow Less
Premium Money Market Account
0.10% $10,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.10% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.40% $500 $99,999 Learn MoreShow Less
Special: 7 Mo FIRA
1.55% $500 $99,999 Learn MoreShow Less
Special: 7 Mo FIRA
1.60% $100,000 $149,999 Learn MoreShow Less
Special: 7 Mo FIRA
1.80% $150,000 $249,999 Learn MoreShow Less
Special: 7 Mo FIRA
2.00% $250,000 - Learn MoreShow Less
Special: 25 Mo FIRA
2.05% $500 $99,999 Learn MoreShow Less
Special: 25 Mo FIRA
2.15% $100,000 $149,999 Learn MoreShow Less
Special: 25 Mo FIRA
2.25% $150,000 $249,999 Learn MoreShow Less
Special: 25 Mo FIRA
2.40% $250,000 - Learn MoreShow Less
Special: 37 Mo FIRA
2.10% $500 $99,999 Learn MoreShow Less
Special: 37 Mo FIRA
2.20% $100,000 $149,999 Learn MoreShow Less
Special: 37 Mo FIRA
2.30% $150,000 $249,999 Learn MoreShow Less
Special: 37 Mo FIRA
2.50% $250,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.00% $500 $99,999 Learn MoreShow Less
1.25% $500 $99,999 Learn MoreShow Less
Special: 7 Mo CD
1.55% $500 $99,999 Learn MoreShow Less
Special: 7 Mo CD
1.60% $100,000 $149,999 Learn MoreShow Less
Special: 7 Mo CD
1.80% $150,000 $249,999 Learn MoreShow Less
Special: 7 Mo CD
2.00% $250,000 - Learn MoreShow Less
1.40% $500 $99,999 Learn MoreShow Less
1.43% $500 $99,999 Learn MoreShow Less
1.73% $500 $99,999 Learn MoreShow Less
Special: 25 Mo CD
2.05% $500 $99,999 Learn MoreShow Less
Special: 25 Mo CD
2.15% $100,000 $149,999 Learn MoreShow Less
Special: 25 Mo CD
2.25% $150,000 $249,999 Learn MoreShow Less
Special: 25 Mo CD
2.40% $250,000 - Learn MoreShow Less
1.83% $500 $99,999 Learn MoreShow Less
1.87% $500 $99,999 Learn MoreShow Less
Special: 37 Mo CD
2.10% $500 $99,999 Learn MoreShow Less
Special: 37 Mo CD
2.20% $100,000 $149,999 Learn MoreShow Less
Special: 37 Mo CD
2.30% $150,000 $249,999 Learn MoreShow Less
Special: 37 Mo CD
2.50% $250,000 - Learn MoreShow Less
1.90% $500 $99,999 Learn MoreShow Less
2.05% $500 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $9,999 Learn MoreShow Less

Loan Rates - December 15, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for FRANKENMUTH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to FRANKENMUTH
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Frankenmuth branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Frankenmuth Locations


Financial Details

Frankenmuth Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Frankenmuth. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Frankenmuth U.S. Average
8.33% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Frankenmuth had $4,532,773 in non-current loans and $1,698,269 in owned assets. To cover these potential losses it had $67,213,668 in net worth and $7,599,440 in loans loss reserves. That gives it a Texas Ratio of 8.33%.

Net Worth
Frankenmuth U.S. Average
10.11% 13.65%

Frankenmuth FCU has a net worth of 10.11% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Frankenmuth

Branches and Savings

What is Frankenmuth?

A federal credit union, registered with the NCUA under certificate #61755.
Learn more about credit unions here.

Is Frankenmuth FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Frankenmuth?

Please see Field of Membership information above for information on who is eligible to join.

What are Frankenmuth's share account and share certificate rates?

Frankenmuth's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Frankenmuth?

Frankenmuth has total capital of $67.21 million. Full information on Frankenmuth's financial position is located above.

Who owns Frankenmuth?

Credit Unions are owned by their members.

Where are Frankenmuth branches located?

See branch locations nearby.

Are Frankenmuth ATMs Open 24/7?

Do Frankenmuth ATMs accept cash deposits?

Can Frankenmuth customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Frankenmuth have a mobile app?

Does Frankenmuth have mobile deposit?

Does Frankenmuth have quick pay?

How can Frankenmuth transfer money to other banks or credit unions?

Does Frankenmuth report to credit bureaus?

Does Frankenmuth use Chexsystems?

Does Frankenmuth use Equifax?

What is Frankenmuth's toll free phone number?

What is Frankenmuth's ACH Routing Number?

What is Frankenmuth's SWIFT code?

Where can I find Frankenmuth's wire transfer form?

What is the Frankenmuth address for deposits?

What Products Does Frankenmuth Offer

Does Frankenmuth offer mortgages?

Compare mortgage rates here.

Does Frankenmuth offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Frankenmuth offer auto and RV loans?

Compare auto loan rates here.

Does Frankenmuth offer student loans or personal loans?

Compare personal loan rates here.

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