Frankenmuth

Headquarters

Po Box 209
Frankenmuth, MI 48734
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.50% 0.65% →
1-Year CD 0.80% 0.70% →
2-Year CD 0.86% 0.75% →
5-Year CD 1.15% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Frankenmuth is an NCUA insured institution located in Frankenmuth, MI. It was founded in 1964 and has approximately $910.62 millions in assets.

Who can join?

Anyone that lives, works, worships or is educated in Saginaw, Tuscola, Bay or Genesee Counties can use the great banking services Frankenmuth Credit Union has to offer and enjoy the great personalized service.
Or if you are a relative of a present Frankenmuth Credit Union member, you can join Frankenmuth Credit Union too!

NCUA Insured Yes / State-Chartered
Charter Number # # 61755
Date Established 1964
Assets $910.62 million
Loans $661.39 million
Deposits $798.00 million
Capital $82.76 million
 

Field of Membership Restrictions

Membership in Frankenmuth Credit Union is open to anyone who lives, works, attends school or worships in the state of Michigan.

Deposit Rates - June 15, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.50% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.65% $100,000 $199,999 Learn More
Special: 11 Mo CD
0.80% $500 $99,999 Learn More
Special: 11 Mo CD
0.85% $100,000 $149,999 Learn More
Special: 11 Mo CD
1.00% $150,000 $249,999 Learn More
Special: 11 Mo CD
1.10% $250,000 - Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.63% $10,000 $14,999 Learn More
18 Mo CD
0.83% $100,000 $199,999 Learn More
24 Mo CD
0.81% $10,000 $14,999 Learn More
24 Mo CD
0.86% $100,000 $199,999 Learn More
Special: 25 Mo CD
0.95% $500 $99,999 Learn More
Special: 25 Mo CD
1.00% $100,000 $149,999 Learn More
Special: 25 Mo CD
1.15% $150,000 $249,999 Learn More
Special: 25 Mo CD
1.25% $250,000 - Learn More
30 Mo CD
0.87% $10,000 $14,999 Learn More
30 Mo CD
0.92% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
Special: 45 Mo CD
1.20% $500 $99,999 Learn More
Special: 45 Mo CD
1.25% $100,000 $149,999 Learn More
Special: 45 Mo CD
1.40% $150,000 $249,999 Learn More
Special: 45 Mo CD
1.50% $250,000 - Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.05% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Special: 11 Mo FIRA
0.80% $500 $99,999 Learn MoreShow Less
Special: 11 Mo FIRA
0.85% $100,000 $149,999 Learn MoreShow Less
Special: 11 Mo FIRA
1.00% $150,000 $249,999 Learn MoreShow Less
Special: 11 Mo FIRA
1.10% $250,000 - Learn MoreShow Less
Special: 25 Mo FIRA
0.95% $500 $99,999 Learn MoreShow Less
Special: 25 Mo FIRA
1.00% $100,000 $149,999 Learn MoreShow Less
Special: 25 Mo FIRA
1.15% $150,000 $249,999 Learn MoreShow Less
Special: 25 Mo FIRA
1.25% $250,000 - Learn MoreShow Less
Special: 45 Mo FIRA
1.20% $500 $99,999 Learn MoreShow Less
Special: 45 Mo FIRA
1.25% $100,000 $149,999 Learn MoreShow Less
Special: 45 Mo FIRA
1.40% $150,000 $249,999 Learn MoreShow Less
Special: 45 Mo FIRA
1.50% $250,000 - Learn MoreShow Less

Loan Rates - June 15, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for FRANKENMUTH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.583% 2.500% 0.75 $2,722 $988 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info

Note to FRANKENMUTH
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Frankenmuth branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Frankenmuth Locations


Financial Details

Frankenmuth Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Frankenmuth. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Frankenmuth U.S. Average
8.25% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Frankenmuth had $7,142,689 in non-current loans and $430,964 in owned assets. To cover these potential losses it had $82,759,166 in net worth and $9,060,251 in loans loss reserves. That gives it a Texas Ratio of 8.25%.

Net Worth
Frankenmuth U.S. Average
9.69% 12.67%

Frankenmuth FCU has a net worth of 9.69% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Frankenmuth

Branches and Savings

What is Frankenmuth?

A credit union, registered with the NCUA under certificate #61755.
Learn more about credit unions here.

Is Frankenmuth FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Frankenmuth is insured by the NCUA.

Who can join Frankenmuth?

Please see Field of Membership information above for information on who is eligible to join.

What are Frankenmuth's share account and share certificate rates?

Frankenmuth's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Frankenmuth?

Frankenmuth has total capital of $82.76 million. Full information on Frankenmuth's financial position is located above.

Who owns Frankenmuth?

Credit Unions are owned by their members.

Where are Frankenmuth branches located?

See branch locations nearby.

Are Frankenmuth ATMs Open 24/7?

Do Frankenmuth ATMs accept cash deposits?

Can Frankenmuth customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Frankenmuth have a mobile app?

Does Frankenmuth have mobile deposit?

Does Frankenmuth have quick pay?

How can Frankenmuth transfer money to other banks or credit unions?

Does Frankenmuth report to credit bureaus?

Does Frankenmuth use Chexsystems?

Does Frankenmuth use Equifax?

What is Frankenmuth's toll free phone number?

What is Frankenmuth's ACH Routing Number?

What is Frankenmuth's SWIFT code?

Where can I find Frankenmuth's wire transfer form?

What is the Frankenmuth address for deposits?

What Products Does Frankenmuth Offer

Does Frankenmuth offer mortgages?

Compare mortgage rates here.

Does Frankenmuth offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Frankenmuth offer auto and RV loans?

Compare auto loan rates here.

Does Frankenmuth offer student loans or personal loans?

Compare personal loan rates here.

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