OXFORD

Headquarters

PO BOX 252
Mexico, ME 04257
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.91% →
1-Year CD 0.60% 0.85% →
2-Year CD 0.80% 0.95% →
5-Year CD 1.20% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Oxford is an NCUA insured institution located in Mexico, ME. It was founded in 1938 and has approximately $219.22 millions in assets.

NCUA Insured Yes
Charter Number # # 2645
Date Established 1938
Assets $219.22 million
Loans $159.47 million
Deposits $184.46 million
Capital $32.93 million
 

Field of Membership Restrictions

Membership in Oxford Federal Credit Union is open to those who live, work, worship or attend school in Oxford County, Maine.

Deposit Rates - December 3, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.35% $10,000 $14,999 Learn More
3 Mo CD
0.35% $100,000 $199,999 Learn More
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
30 Mo CD
0.70% $10,000 $14,999 Learn More
30 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less

Loan Rates - December 3, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OXFORD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.555% 2.500% 0.75 $1,828 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to OXFORD
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Oxford branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Oxford Locations


Financial Details

Oxford Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Oxford. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Oxford U.S. Average
4.30% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Oxford had $1,411,841 in non-current loans and $30,101 in owned assets. To cover these potential losses it had $32,927,215 in net worth and $592,804 in loans loss reserves. That gives it a Texas Ratio of 4.30%.

Net Worth
Oxford U.S. Average
15.02% 13.61%

Oxford FCU has a net worth of 15.02% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Oxford

Branches and Savings

What is Oxford?

A federal credit union, registered with the NCUA under certificate #2645.
Learn more about credit unions here.

Is Oxford FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Oxford?

Please see Field of Membership information above for information on who is eligible to join.

What are Oxford's share account and share certificate rates?

Oxford's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Oxford?

Oxford has total capital of $32.93 million. Full information on Oxford's financial position is located above.

Who owns Oxford?

Credit Unions are owned by their members.

Where are Oxford branches located?

See branch locations nearby.

Are Oxford ATMs Open 24/7?

Do Oxford ATMs accept cash deposits?

Can Oxford customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Oxford have a mobile app?

Does Oxford have mobile deposit?

Does Oxford have quick pay?

How can Oxford transfer money to other banks or credit unions?

Does Oxford report to credit bureaus?

Does Oxford use Chexsystems?

Does Oxford use Equifax?

What is Oxford's toll free phone number?

What is Oxford's ACH Routing Number?

What is Oxford's SWIFT code?

Where can I find Oxford's wire transfer form?

What is the Oxford address for deposits?

What Products Does Oxford Offer

Does Oxford offer mortgages?

Compare mortgage rates here.

Does Oxford offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Oxford offer auto and RV loans?

Compare auto loan rates here.

Does Oxford offer student loans or personal loans?

Compare personal loan rates here.

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