2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 2645
Date Established 1938
Assets $199.05 million
Loans $148.58 million
Deposits $167.09 million
Capital $30.19 million

Oxford is an NCUA insured institution located in Mexico, ME. It was founded in 1938 and has approximately $199.05 millions in assets.

Field of Membership Restrictions

Membership in Oxford Federal Credit Union is open to those who live, work, worship or attend school in Oxford County, Maine.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
1.00% $2,500 $25,000 Learn MoreShow Less
Money Market
1.25% $25,001 $75,000 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
2.00% $1,000 $94,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.00% $500 - Learn MoreShow Less
1.60% $1,000 $94,999 Learn MoreShow Less
2.00% $1,000 $94,999 Learn MoreShow Less
2.00% $1,000 $94,999 Learn MoreShow Less
2.10% $1,000 $94,999 Learn MoreShow Less
2.10% $1,000 $94,999 Learn MoreShow Less
2.20% $1,000 $94,999 Learn MoreShow Less
2.40% $1,000 $94,999 Learn MoreShow Less
2.50% $1,000 $94,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 - Learn MoreShow Less

Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for OXFORD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.767% 3.750% 0.25 $505 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to OXFORD
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Oxford branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Oxford Locations


Financial Details

Oxford Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Oxford. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Oxford U.S. Average
4.70% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Oxford had $1,436,297 in non-current loans and $5,159 in owned assets. To cover these potential losses it had $30,193,483 in net worth and $495,427 in loans loss reserves. That gives it a Texas Ratio of 4.70%.

Net Worth
Oxford U.S. Average
15.16% 13.47%

Oxford FCU has a net worth of 15.16% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Oxford

Branches and Savings

What is Oxford?

A federal credit union, registered with the NCUA under certificate #2645.
Learn more about credit unions here.

Is Oxford FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Oxford?

Please see Field of Membership information above for information on who is eligible to join.

What are Oxford's share account and share certificate rates?

Oxford's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Oxford?

Oxford has total capital of $30.19 million. Full information on Oxford's financial position is located above.

Who owns Oxford?

Credit Unions are owned by their members.

Where are Oxford branches located?

See branch locations nearby.

Are Oxford ATMs Open 24/7?

Do Oxford ATMs accept cash deposits?

Can Oxford customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Oxford have a mobile app?

Does Oxford have mobile deposit?

Does Oxford have quick pay?

How can Oxford transfer money to other banks or credit unions?

Does Oxford report to credit bureaus?

Does Oxford use Chexsystems?

Does Oxford use Equifax?

What is Oxford's toll free phone number?

What is Oxford's ACH Routing Number?

What is Oxford's SWIFT code?

Where can I find Oxford's wire transfer form?

What is the Oxford address for deposits?

What Products Does Oxford Offer

Does Oxford offer mortgages?

Compare mortgage rates here.

Does Oxford offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Oxford offer auto and RV loans?

Compare auto loan rates here.

Does Oxford offer student loans or personal loans?

Compare personal loan rates here.

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