PACIFIC

Headquarters

750 N Diamond Bar Blvd Ste 111
Diamond Bar, CA 91765
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Pacific is an NCUA insured institution located in Diamond Bar, CA. It was founded in 1956 and has approximately $20.67 millions in assets.

NCUA Insured Yes
Charter Number # # 11464
Date Established 1956
Assets $20.67 million
Loans $5.74 million
Deposits $18.29 million
Capital $2.82 million
 

Deposit Rates - January 17, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Pacific

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Pacific
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Advertiser Disclosure

Loan Rates - January 17, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PACIFIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to PACIFIC
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Branches

Below are Pacific branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Pacific Locations


Financial Details

Pacific Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pacific. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pacific U.S. Average
0.87% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Pacific had $13,569 in non-current loans and $11,204 in owned assets. To cover these potential losses it had $2,824,231 in net worth and $32,646 in loans loss reserves. That gives it a Texas Ratio of 0.87%.

Net Worth
Pacific U.S. Average
13.66% 12.91%

Pacific FCU has a net worth of 13.66% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pacific

Branches and Savings

What is Pacific?

A federal credit union, registered with the NCUA under certificate #11464.
Learn more about credit unions here.

Is Pacific FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Pacific?

Please see Field of Membership information above for information on who is eligible to join.

What are Pacific's share account and share certificate rates?

Pacific's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pacific?

Pacific has total capital of $2.82 million. Full information on Pacific's financial position is located above.

Who owns Pacific?

Credit Unions are owned by their members.

Where are Pacific branches located?

See branch locations nearby.

Are Pacific ATMs Open 24/7?

Do Pacific ATMs accept cash deposits?

Can Pacific customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pacific have a mobile app?

Does Pacific have mobile deposit?

Does Pacific have quick pay?

How can Pacific transfer money to other banks or credit unions?

Does Pacific report to credit bureaus?

Does Pacific use Chexsystems?

Does Pacific use Equifax?

What is Pacific's toll free phone number?

What is Pacific's ACH Routing Number?

What is Pacific's SWIFT code?

Where can I find Pacific's wire transfer form?

What is the Pacific address for deposits?

What Products Does Pacific Offer

Does Pacific offer mortgages?

Compare mortgage rates here.

Does Pacific offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pacific offer auto and RV loans?

Compare auto loan rates here.

Does Pacific offer student loans or personal loans?

Compare personal loan rates here.

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