Pacific Oaks


761 Daily Drive Suite 200
Camarillo, CA 93010
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Pacific Oaks is an NCUA insured institution located in Camarillo, CA. It was founded in 1948 and has approximately $310.45 millions in assets.

Who can join?

Anyone who lives, works, worships or attends school in Ventura County is eligible to join Pacific Oaks Federal Credit Union.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5662
Date Established 1948
Assets $310.45 million
Loans $142.59 million
Deposits $281.32 million
Capital $26.23 million

Field of Membership Restrictions

Membership is open to anyone who lives, works, worships or attends school in Ventura County is eligible to join Pacific Oaks Federal Credit Union.

Deposit Rates - April 14, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Pacific Oaks

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Loan Rates - April 14, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PACIFIC OAKS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.698% 2.625% 1.00 $2,370 $1,005 Learn More
Beeline Loans, Inc.
NMLS ID: 1799947
2.809% 2.750% 0.75 $1,902 $1,021 Learn More
CashCall Mortgage
NMLS ID: 128231
2.933% 2.875% 0.75 $1,875 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Pacific Oaks branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Pacific Oaks Locations

Financial Details

Pacific Oaks Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pacific Oaks. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pacific Oaks U.S. Average
1.36% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Pacific Oaks had $346,459 in non-current loans and $23,892 in owned assets. To cover these potential losses it had $26,231,499 in net worth and $922,219 in loans loss reserves. That gives it a Texas Ratio of 1.36%.

Net Worth
Pacific Oaks U.S. Average
8.44% 12.67%

Pacific Oaks FCU has a net worth of 8.44% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pacific Oaks

Branches and Savings

What is Pacific Oaks?

A federal credit union, registered with the NCUA under certificate #5662.
Learn more about credit unions here.

Is Pacific Oaks FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Pacific Oaks is insured by the NCUA.

Who can join Pacific Oaks?

Please see Field of Membership information above for information on who is eligible to join.

What are Pacific Oaks's share account and share certificate rates?

Pacific Oaks's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pacific Oaks?

Pacific Oaks has total capital of $26.23 million. Full information on Pacific Oaks's financial position is located above.

Who owns Pacific Oaks?

Credit Unions are owned by their members.

Where are Pacific Oaks branches located?

See branch locations nearby.

Are Pacific Oaks ATMs Open 24/7?

Do Pacific Oaks ATMs accept cash deposits?

Can Pacific Oaks customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pacific Oaks have a mobile app?

Does Pacific Oaks have mobile deposit?

Does Pacific Oaks have quick pay?

How can Pacific Oaks transfer money to other banks or credit unions?

Does Pacific Oaks report to credit bureaus?

Does Pacific Oaks use Chexsystems?

Does Pacific Oaks use Equifax?

What is Pacific Oaks's toll free phone number?

What is Pacific Oaks's ACH Routing Number?

What is Pacific Oaks's SWIFT code?

Where can I find Pacific Oaks's wire transfer form?

What is the Pacific Oaks address for deposits?

What Products Does Pacific Oaks Offer

Does Pacific Oaks offer mortgages?

Compare mortgage rates here.

Does Pacific Oaks offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pacific Oaks offer auto and RV loans?

Compare auto loan rates here.

Does Pacific Oaks offer student loans or personal loans?

Compare personal loan rates here.

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