Gardena, CA 90248


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 3378
Date Established 1939
Assets $59.19 million
Loans $39.32 million
Deposits $45.97 million
Capital $12.19 million

Pacific Transportation is an NCUA insured institution located in Gardena, CA. It was founded in 1939 and has approximately $59.19 millions in assets.

Field of Membership Restrictions

Membership is open to employees of Union Pacific, Amtrak, and other companies, as well as membership is select organizations.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Pacific Transportation

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There are currently no rates available for Pacific Transportation, but see these great savings and CD rates:

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Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PACIFIC TRANSPORTATION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Below are Pacific Transportation branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Pacific Transportation Locations

Financial Details

Pacific Transportation Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pacific Transportation. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pacific Transportation U.S. Average
21.57% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Pacific Transportation had $2,626,104 in non-current loans and $47,004 in owned assets. To cover these potential losses it had $12,191,651 in net worth and $199,839 in loans loss reserves. That gives it a Texas Ratio of 21.57%.

Net Worth
Pacific Transportation U.S. Average
20.59% 13.47%

Pacific Transportation FCU has a net worth of 20.59% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pacific Transportation

Branches and Savings

What is Pacific Transportation?

A federal credit union, registered with the NCUA under certificate #3378.
Learn more about credit unions here.

Is Pacific Transportation FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Pacific Transportation?

Please see Field of Membership information above for information on who is eligible to join.

What are Pacific Transportation's share account and share certificate rates?

Pacific Transportation's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pacific Transportation?

Pacific Transportation has total capital of $12.19 million. Full information on Pacific Transportation's financial position is located above.

Who owns Pacific Transportation?

Credit Unions are owned by their members.

Where are Pacific Transportation branches located?

See branch locations nearby.

Are Pacific Transportation ATMs Open 24/7?

Do Pacific Transportation ATMs accept cash deposits?

Can Pacific Transportation customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pacific Transportation have a mobile app?

Does Pacific Transportation have mobile deposit?

Does Pacific Transportation have quick pay?

How can Pacific Transportation transfer money to other banks or credit unions?

Does Pacific Transportation report to credit bureaus?

Does Pacific Transportation use Chexsystems?

Does Pacific Transportation use Equifax?

What is Pacific Transportation's toll free phone number?

What is Pacific Transportation's ACH Routing Number?

What is Pacific Transportation's SWIFT code?

Where can I find Pacific Transportation's wire transfer form?

What is the Pacific Transportation address for deposits?

What Products Does Pacific Transportation Offer

Does Pacific Transportation offer mortgages?

Compare mortgage rates here.

Does Pacific Transportation offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pacific Transportation offer auto and RV loans?

Compare auto loan rates here.

Does Pacific Transportation offer student loans or personal loans?

Compare personal loan rates here.

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