833 Washington Street
Reading, PA 19601
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Pagoda is an NCUA insured institution located in Reading, PA. It was founded in 1963 and has approximately $27.32 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 15532
Date Established 1963
Assets $27.32 million
Loans $8.66 million
Deposits $25.14 million
Capital $2.11 million

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

We do not yet have rates for Pagoda

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Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for PAGODA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
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IHL Direct
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More
NMLS ID: 2890
License#: 413-0477
2.775% 2.750% 0.38 $808 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to PAGODA
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Below are Pagoda branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Pagoda Locations

Financial Details

Pagoda Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pagoda. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pagoda U.S. Average
0.73% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Pagoda had $785 in non-current loans and $15,000 in owned assets. To cover these potential losses it had $2,107,984 in net worth and $41,728 in loans loss reserves. That gives it a Texas Ratio of 0.73%.

Net Worth
Pagoda U.S. Average
7.71% 12.67%

Pagoda FCU has a net worth of 7.71% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pagoda

Branches and Savings

What is Pagoda?

A federal credit union, registered with the NCUA under certificate #15532.
Learn more about credit unions here.

Is Pagoda FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Pagoda is insured by the NCUA.

Who can join Pagoda?

Please see Field of Membership information above for information on who is eligible to join.

What are Pagoda's share account and share certificate rates?

Pagoda's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pagoda?

Pagoda has total capital of $2.11 million. Full information on Pagoda's financial position is located above.

Who owns Pagoda?

Credit Unions are owned by their members.

Where are Pagoda branches located?

See branch locations nearby.

Are Pagoda ATMs Open 24/7?

Do Pagoda ATMs accept cash deposits?

Can Pagoda customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pagoda have a mobile app?

Does Pagoda have mobile deposit?

Does Pagoda have quick pay?

How can Pagoda transfer money to other banks or credit unions?

Does Pagoda report to credit bureaus?

Does Pagoda use Chexsystems?

Does Pagoda use Equifax?

What is Pagoda's toll free phone number?

What is Pagoda's ACH Routing Number?

What is Pagoda's SWIFT code?

Where can I find Pagoda's wire transfer form?

What is the Pagoda address for deposits?

What Products Does Pagoda Offer

Does Pagoda offer mortgages?

Compare mortgage rates here.

Does Pagoda offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pagoda offer auto and RV loans?

Compare auto loan rates here.

Does Pagoda offer student loans or personal loans?

Compare personal loan rates here.

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