1 Path Plz
Jersey City, NJ 07306
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Path is an NCUA insured institution located in Jersey City, NJ. It was founded in 1952 and has approximately $12.64 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8118
Date Established 1952
Assets $12.64 million
Loans $5.92 million
Deposits $7.87 million
Capital $4.68 million

Deposit Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Path

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Note to Path
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Loan Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PATH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.450% 2.375% 1.00 $2,500 $972 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to PATH
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Path branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Path Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Path. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Path U.S. Average
3.91% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Path had $191,551 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,678,250 in net worth and $221,601 in loans loss reserves. That gives it a Texas Ratio of 3.91%.

Net Worth
Path U.S. Average
37.01% 12.67%

Path FCU has a net worth of 37.01% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Path

Branches and Savings

What is Path?

A federal credit union, registered with the NCUA under certificate #8118.
Learn more about credit unions here.

Is Path FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Path is insured by the NCUA.

Who can join Path?

Please see Field of Membership information above for information on who is eligible to join.

What are Path's share account and share certificate rates?

Path's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Path?

Path has total capital of $4.68 million. Full information on Path's financial position is located above.

Who owns Path?

Credit Unions are owned by their members.

Where are Path branches located?

See branch locations nearby.

Are Path ATMs Open 24/7?

Do Path ATMs accept cash deposits?

Can Path customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Path have a mobile app?

Does Path have mobile deposit?

Does Path have quick pay?

How can Path transfer money to other banks or credit unions?

Does Path report to credit bureaus?

Does Path use Chexsystems?

Does Path use Equifax?

What is Path's toll free phone number?

What is Path's ACH Routing Number?

What is Path's SWIFT code?

Where can I find Path's wire transfer form?

What is the Path address for deposits?

What Products Does Path Offer

Does Path offer mortgages?

Compare mortgage rates here.

Does Path offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Path offer auto and RV loans?

Compare auto loan rates here.

Does Path offer student loans or personal loans?

Compare personal loan rates here.

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