670 Stonleigh Avenue
Carmel, NY10512


General Credit Union Information

NCUA Insured Yes
Charter Number # # 22817
Date Established 1977
Assets $1.30 million
Loans $0.34 million
Deposits $1.22 million
Capital $0.08 million

Pch is an NCUA insured institution located in Carmel, NY. It was founded in 1977 and has approximately $1.3 millions in assets.

For a more detailed analysis of Pch's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Savings Rates

Your Current Location: Virginia, VA 20146

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Loan Rates

Your Current Location: Virginia, VA 20146

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Financial Details

Pch Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pch. The data is provided by the NCUA. Please remember that all federal credit unions listed on BestCashCow.com are NCUA insured. No depositor has ever lost money while their funds have been insured by NCUA.

Texas Ratio
Pch U.S. Average
0.00% 4.55%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of March 31, 2015, Pch had $0 in non-current loans and $0 in owned assets. To cover these potential losses it had $75,978 in net worth and $1,545 in loans loss reserves. That gives it a Texas Ratio of 0.00%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Pch U.S. Average
5.84% 10.81%

Pch FCU has a net worth of 5.84% versus the BestCashCow average of 10.81%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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