Peach State


1505 Lakes Pkwy Ste 100
Lawrenceville, GA 30043
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.85% →
1-Year CD 0.50% 0.80% →
2-Year CD 0.65% 0.80% →
5-Year CD 1.10% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Peach State is an NCUA insured institution located in Lawrenceville, GA. It was founded in 1961 and has approximately $716.01 millions in assets.

Who can join?

Peach State offers membership to the employees of our sponsor Boards of Education, and any select employee groups and associations. In addition, all persons who live, work, worship, or attend school in Athens-Clarke County are eligible to join. Membership is open to immediate family and household members of eligible individuals.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14676
Date Established 1961
Assets $716.01 million
Loans $439.14 million
Deposits $655.90 million
Capital $51.79 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Clarke County, Georgia. Membership is open to the credit union's sponsor Boards of Education and Select Employer Groups.

Deposit Rates - September 21, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1 $99 Learn MoreShow Less
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 21, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for PEACH STATE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.570% 2.500% 0.88 $2,315 $988 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Peach State branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Peach State Locations

Financial Details

Peach State Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Peach State. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Peach State U.S. Average
2.61% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Peach State had $1,194,522 in non-current loans and $244,883 in owned assets. To cover these potential losses it had $51,788,136 in net worth and $3,274,832 in loans loss reserves. That gives it a Texas Ratio of 2.61%.

Net Worth
Peach State U.S. Average
7.95% 12.20%

Peach State FCU has a net worth of 7.95% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Peach State

Branches and Savings

What is Peach State?

A federal credit union, registered with the NCUA under certificate #14676.
Learn more about credit unions here.

Is Peach State FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Peach State is insured by the NCUA.

Who can join Peach State?

Please see Field of Membership information above for information on who is eligible to join.

What are Peach State's share account and share certificate rates?

Peach State's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Peach State?

Peach State has total capital of $51.79 million. Full information on Peach State's financial position is located above.

Who owns Peach State?

Credit Unions are owned by their members.

Where are Peach State branches located?

See branch locations nearby.

Are Peach State ATMs Open 24/7?

Do Peach State ATMs accept cash deposits?

Can Peach State customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Peach State have a mobile app?

Does Peach State have mobile deposit?

Does Peach State have quick pay?

How can Peach State transfer money to other banks or credit unions?

Does Peach State report to credit bureaus?

Does Peach State use Chexsystems?

Does Peach State use Equifax?

What is Peach State's toll free phone number?

What is Peach State's ACH Routing Number?

What is Peach State's SWIFT code?

Where can I find Peach State's wire transfer form?

What is the Peach State address for deposits?

What Products Does Peach State Offer

Does Peach State offer mortgages?

Compare mortgage rates here.

Does Peach State offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Peach State offer auto and RV loans?

Compare auto loan rates here.

Does Peach State offer student loans or personal loans?

Compare personal loan rates here.

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