1505 Lakes Pkwy Ste 100
Lawrenceville, GA 30043
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Peach State is an NCUA insured institution located in Lawrenceville, GA. It was founded in 1961 and has approximately $1093.92 millions in assets.
Who can join?
Peach State offers membership to the employees of our sponsor Boards of Education, and any select employee groups and associations. In addition, all persons who live, work, worship, or attend school in Athens-Clarke County are eligible to join. Membership is open to immediate family and household members of eligible individuals.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 14676 |
| Date Established | 1961 |
| Assets | $1,093.92 million |
| Loans | $740.54 million |
| Deposits | $986.30 million |
| Capital | $96.85 million |
Your Current Location: Arizona, AZ 85001
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
|
Money Market
|
0.35% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.15% | $1 | $99 | Learn More |
| Int Ckg
|
0.15% | $2,500 | $3,499 | Learn More |
Your Current Location: Arizona, AZ 85001
There are currently no loan rates available for Peach State
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Note to Peach State
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Below are Peach State branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Phoenix,Arizona
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1473.53 | A | View Lobby Hours | |
| 1475.83 | B | View Lobby Hours | |
| 1484.87 | C | View Lobby Hours | |
| 1485.01 | D | View Lobby Hours | |
| 1485.43 | E | View Lobby Hours | |
| 1488.97 | F | View Lobby Hours | |
| 1494.41 | G | View Lobby Hours | |
| 1503.65 | H | View Lobby Hours | |
| 1510.51 | I | View Lobby Hours | |
| 1519.31 | J | View Lobby Hours | |
| 1524.55 | K | View Lobby Hours | |
| 1561.39 | L | View Lobby Hours |
PEACH STATE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Peach State. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Peach State | U.S. Average |
|---|---|
| 3.94% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Peach State had $3,793,226 in non-current loans and $148,061 in owned assets. To cover these potential losses it had $96,854,776 in net worth and $3,294,933 in loans loss reserves. That gives it a Texas Ratio of 3.94%.
| Peach State | U.S. Average |
|---|---|
| 8.89% | 14.48% |
Peach State FCU has a net worth of 8.89% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 15, 2026
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Customer Reviews for Peach State
5.0 out of 5 based on 1 rating
chipper1965
June 2, 2023 |
Best financial institution I’ve ever dealt with.
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