Pelican Credit Union

Headquarters

P.o. Box 40088
Baton Rouge, LA 70835
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Notable Rates APY Vs.Others
Savings 0.50% 4.35% →
1-Year CD 4.33% 4.59% →
2-Year CD 3.65% 4.65% →
5-Year CD 3.97% 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Pelican is an NCUA insured institution located in Baton Rouge, LA. It was founded in 1956 and has approximately $827.19 millions in assets.

Membership Eligibility
- You work for one of Pelican State CU's Select Employer Groups (SEGs)
- You are a Pelican State CU employee
- You are a member of one of Pelican's partner associations
- Your immediate family member is eligible for membership
- You reside in Rapides, St. Landry, or St. Tammany parish

NCUA Insured Yes / State-Chartered
Charter Number # # 62710
Date Established 1956
Assets $827.19 million
Loans $710.02 million
Deposits $710.58 million
Capital $72.95 million
 

Field of Membership Restrictions

Membership in Pelican State Credit Union is open to those who live in Rapides Parish, St. Landry and St. Tammany Parish or work for or retired from one of the credit union's Select Employee Groups (not listed on the credit union's site).

Deposit Rates - October 1, 2026

Your Current Location: Hawaii, HI

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.50% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
4.18% $500 - Learn More
6 Mo CD
4.33% $10,000 - Learn More
8 Month
4.49% $500 - Learn More
8 Month Jumbo
4.49% $10,000 - Learn More
12 Mo CD
3.75% $500 - Learn More
12 Mo CD
4.33% $10,000 - Learn More
24 Mo CD
3.65% $500 - Learn More
24 Mo CD
1.97% $10,000 - Learn More
36 Mo CD
3.55% $500 - Learn More
36 Mo CD
2.07% $10,000 - Learn More
48 Mo CD
3.44% $500 - Learn More
48 Mo CD
4.07% $10,000 - Learn More
60 Mo CD
3.97% $500 - Learn More
60 Mo CD
2.02% $10,000 - Learn More
Checking Rates APY MIN FEE
Free Stack Checking 5.00% $0 $0.00 Learn MoreShow Less
Horizon Checking 0.00% $0 $10.00 Learn MoreShow Less

Loan Rates - October 1, 2026

Your Current Location: Hawaii, HI

There are currently no loan rates available for Pelican

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Hawaii 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Hawaii Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Pelican
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Branches

Below are Pelican branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Honolulu,Hawaii



Climate Policy and Initiatives

PELICAN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Pelican Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pelican. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pelican U.S. Average
35.29% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Pelican had $26,503,932 in non-current loans and $724,986 in owned assets. To cover these potential losses it had $72,947,559 in net worth and $4,204,034 in loans loss reserves. That gives it a Texas Ratio of 35.29%.

Net Worth
Pelican U.S. Average
8.82% 14.48%

Pelican FCU has a net worth of 8.82% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Pelican

5.0 out of 5 based on 1 rating


  • December 15, 2022 |

    I have been a member for over 30 years and Pelican has consistently offered deposit rates that are higher than bank and credit union averages. All my kids and grandkids park their savings with Pelican and the outperform the averages.


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