Penlanco Federal Credit Union

Headquarters

630 Delp Rd Ste C
Lancaster, PA 17601
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Notable Rates APY Vs.Others
Savings N.A. 1.02% →
1-Year CD N.A. 1.45% →
2-Year CD N.A. 2.86% →
5-Year CD N.A. 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Penlanco is an NCUA insured institution located in Lancaster, PA. It was founded in 1938 and has approximately $27.23 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2834
Date Established 1938
Assets $27.23 million
Loans $11.05 million
Deposits $24.15 million
Capital $3.05 million
 

Deposit Rates - May 22, 2022

Your Current Location: Virginia, VA 20146

We do not yet have rates for Penlanco

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Loan Rates - May 22, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PENLANCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CHASE
NMLS ID: 399798
5.433% 5.375% 0.63 $1,612 $1,400 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

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Branches

Below are Penlanco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Penlanco Locations



Climate Initiatives

PENLANCO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Penlanco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Penlanco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Penlanco U.S. Average
0.11% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Penlanco had $3,428 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,054,604 in net worth and $41,845 in loans loss reserves. That gives it a Texas Ratio of 0.11%.

Net Worth
Penlanco U.S. Average
11.21% 12.36%

Penlanco FCU has a net worth of 11.21% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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