PENLANCO

Headquarters

651 DELP ROAD
Lancaster, PA 17601
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Penlanco is an NCUA insured institution located in Lancaster, PA. It was founded in 1938 and has approximately $23.02 millions in assets.

NCUA Insured Yes
Charter Number # # 2834
Date Established 1938
Assets $23.02 million
Loans $6.98 million
Deposits $19.97 million
Capital $3.05 million
 

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Penlanco

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Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PENLANCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

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Payment
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First Internet Bank
NMLS ID: 424182
2.566% 2.500% 0.88 $2,172 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
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People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
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Note to PENLANCO
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Penlanco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Penlanco Locations


Financial Details

Penlanco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Penlanco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Penlanco U.S. Average
1.94% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Penlanco had $59,797 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,045,852 in net worth and $35,360 in loans loss reserves. That gives it a Texas Ratio of 1.94%.

Net Worth
Penlanco U.S. Average
13.23% 13.61%

Penlanco FCU has a net worth of 13.23% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Penlanco

Branches and Savings

What is Penlanco?

A federal credit union, registered with the NCUA under certificate #2834.
Learn more about credit unions here.

Is Penlanco FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Penlanco?

Please see Field of Membership information above for information on who is eligible to join.

What are Penlanco's share account and share certificate rates?

Penlanco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Penlanco?

Penlanco has total capital of $3.05 million. Full information on Penlanco's financial position is located above.

Who owns Penlanco?

Credit Unions are owned by their members.

Where are Penlanco branches located?

See branch locations nearby.

Are Penlanco ATMs Open 24/7?

Do Penlanco ATMs accept cash deposits?

Can Penlanco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Penlanco have a mobile app?

Does Penlanco have mobile deposit?

Does Penlanco have quick pay?

How can Penlanco transfer money to other banks or credit unions?

Does Penlanco report to credit bureaus?

Does Penlanco use Chexsystems?

Does Penlanco use Equifax?

What is Penlanco's toll free phone number?

What is Penlanco's ACH Routing Number?

What is Penlanco's SWIFT code?

Where can I find Penlanco's wire transfer form?

What is the Penlanco address for deposits?

What Products Does Penlanco Offer

Does Penlanco offer mortgages?

Compare mortgage rates here.

Does Penlanco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Penlanco offer auto and RV loans?

Compare auto loan rates here.

Does Penlanco offer student loans or personal loans?

Compare personal loan rates here.

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