8714 Crispin Street
Philadelphia, PA 19136
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.00% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.00% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Pennypack is an NCUA insured institution located in Philadelphia, PA. It was founded in 1947 and has approximately $4.7 millions in assets.

NCUA Insured Yes
Charter Number # # 5494
Date Established 1947
Assets $4.70 million
Loans $1.45 million
Deposits $4.35 million
Capital $0.35 million

Deposit Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Pennypack

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Loan Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PENNYPACK

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.574% 2.500% 1.00 $2,445 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Pennypack branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Pennypack Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pennypack. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pennypack U.S. Average
12.49% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Pennypack had $51,714 in non-current loans and $0 in owned assets. To cover these potential losses it had $348,183 in net worth and $65,913 in loans loss reserves. That gives it a Texas Ratio of 12.49%.

Net Worth
Pennypack U.S. Average
7.41% 13.61%

Pennypack FCU has a net worth of 7.41% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pennypack

Branches and Savings

What is Pennypack?

A federal credit union, registered with the NCUA under certificate #5494.
Learn more about credit unions here.

Is Pennypack FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Pennypack?

Please see Field of Membership information above for information on who is eligible to join.

What are Pennypack's share account and share certificate rates?

Pennypack's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pennypack?

Pennypack has total capital of $0.35 million. Full information on Pennypack's financial position is located above.

Who owns Pennypack?

Credit Unions are owned by their members.

Where are Pennypack branches located?

See branch locations nearby.

Are Pennypack ATMs Open 24/7?

Do Pennypack ATMs accept cash deposits?

Can Pennypack customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pennypack have a mobile app?

Does Pennypack have mobile deposit?

Does Pennypack have quick pay?

How can Pennypack transfer money to other banks or credit unions?

Does Pennypack report to credit bureaus?

Does Pennypack use Chexsystems?

Does Pennypack use Equifax?

What is Pennypack's toll free phone number?

What is Pennypack's ACH Routing Number?

What is Pennypack's SWIFT code?

Where can I find Pennypack's wire transfer form?

What is the Pennypack address for deposits?

What Products Does Pennypack Offer

Does Pennypack offer mortgages?

Compare mortgage rates here.

Does Pennypack offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pennypack offer auto and RV loans?

Compare auto loan rates here.

Does Pennypack offer student loans or personal loans?

Compare personal loan rates here.

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