7773 West Ridge Road, Box 241
Fairview, PA 16415
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Phb Employees is an NCUA insured institution located in Fairview, PA. It was founded in 1949 and has approximately $6.93 millions in assets.

NCUA Insured Yes
Charter Number # # 6277
Date Established 1949
Assets $6.93 million
Loans $2.39 million
Deposits $5.62 million
Capital $1.30 million

Deposit Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Phb Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Phb Employees

Note to Phb Employees
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - October 22, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PHB EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.570% 2.500% 0.88 $2,312 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Phb Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Phb Employees Locations

Financial Details

Phb Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Phb Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Phb Employees U.S. Average
0.65% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Phb Employees had $5,425 in non-current loans and $3,062 in owned assets. To cover these potential losses it had $1,298,170 in net worth and $9,584 in loans loss reserves. That gives it a Texas Ratio of 0.65%.

Net Worth
Phb Employees U.S. Average
18.73% 13.61%

Phb Employees FCU has a net worth of 18.73% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Phb Employees

Branches and Savings

What is Phb Employees?

A federal credit union, registered with the NCUA under certificate #6277.
Learn more about credit unions here.

Is Phb Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Phb Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Phb Employees's share account and share certificate rates?

Phb Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Phb Employees?

Phb Employees has total capital of $1.30 million. Full information on Phb Employees's financial position is located above.

Who owns Phb Employees?

Credit Unions are owned by their members.

Where are Phb Employees branches located?

See branch locations nearby.

Are Phb Employees ATMs Open 24/7?

Do Phb Employees ATMs accept cash deposits?

Can Phb Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Phb Employees have a mobile app?

Does Phb Employees have mobile deposit?

Does Phb Employees have quick pay?

How can Phb Employees transfer money to other banks or credit unions?

Does Phb Employees report to credit bureaus?

Does Phb Employees use Chexsystems?

Does Phb Employees use Equifax?

What is Phb Employees's toll free phone number?

What is Phb Employees's ACH Routing Number?

What is Phb Employees's SWIFT code?

Where can I find Phb Employees's wire transfer form?

What is the Phb Employees address for deposits?

What Products Does Phb Employees Offer

Does Phb Employees offer mortgages?

Compare mortgage rates here.

Does Phb Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Phb Employees offer auto and RV loans?

Compare auto loan rates here.

Does Phb Employees offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Phb Employees

There are currently no comments for Phb Employees. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →