Phil-pet Federal Credit Union


220 E Francis
Pampa, TX 79065
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Phil-pet is an NCUA insured institution located in Pampa, TX. It was founded in 1940 and has approximately $3.7 millions in assets.

Closed by NCUA on 10.18.2010.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3686
Date Established 1940
Assets $3.70 million
Loans $3.52 million
Deposits $3.85 million
Capital $-0.19 million

Deposit Rates - October 25, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Phil-pet

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Loan Rates - October 25, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PHIL-PET

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
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AmeriSave Mortgage Corporation
NMLS ID: 1168
2.928% 2.875% 0.63 $1,700 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to PHIL-PET
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Below are Phil-pet branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Phil-pet Locations

Climate Initiatives

PHIL-PET is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Phil-pet Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Phil-pet. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Phil-pet U.S. Average
54.09% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Phil-pet had $88,920 in non-current loans and $0 in owned assets. To cover these potential losses it had $-192,811 in net worth and $357,208 in loans loss reserves. That gives it a Texas Ratio of 54.09%.

Net Worth
Phil-pet U.S. Average
-5.21% 12.22%

Phil-pet FCU has a net worth of -5.21% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Phil-pet

Branches and Savings

What is Phil-pet?

A federal credit union, registered with the NCUA under certificate #3686.
Learn more about credit unions here.

Is Phil-pet FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Phil-pet is insured by the NCUA.

Who can join Phil-pet?

Please see Field of Membership information above for information on who is eligible to join.

What are Phil-pet's share account and share certificate rates?

Phil-pet's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Phil-pet?

Phil-pet has total capital of $-0.19 million. Full information on Phil-pet's financial position is located above.

Who owns Phil-pet?

Credit Unions are owned by their members.

Where are Phil-pet branches located?

See branch locations nearby.

Are Phil-pet ATMs Open 24/7?

Do Phil-pet ATMs accept cash deposits?

Can Phil-pet customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Phil-pet have a mobile app?

Does Phil-pet have mobile deposit?

Does Phil-pet have quick pay?

How can Phil-pet transfer money to other banks or credit unions?

Does Phil-pet report to credit bureaus?

Does Phil-pet use Chexsystems?

Does Phil-pet use Equifax?

What is Phil-pet's toll free phone number?

What is Phil-pet's ACH Routing Number?

What is Phil-pet's SWIFT code?

Where can I find Phil-pet's wire transfer form?

What is the Phil-pet address for deposits?

What Products Does Phil-pet Offer

Does Phil-pet offer mortgages?

Compare mortgage rates here.

Does Phil-pet offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Phil-pet offer auto and RV loans?

Compare auto loan rates here.

Does Phil-pet offer student loans or personal loans?

Compare personal loan rates here.

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