Phil-pet Federal Credit Union


220 E Francis
Pampa, TX 79065
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.60% →
2-Year CD N.A. 5.00% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Phil-pet is an NCUA insured institution located in Pampa, TX. It was founded in 1940 and has approximately $3.7 millions in assets.

Closed by NCUA on 10.18.2010.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3686
Date Established 1940
Assets $3.70 million
Loans $3.52 million
Deposits $3.85 million
Capital $-0.19 million

Deposit Rates - April 19, 2024

Your Current Location: Virginia, VA 20146

We do not yet have rates for Phil-pet

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Phil-pet

Note to Phil-pet
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 19, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Phil-pet

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.994% 6.875% 0.63 $3,901 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Phil-pet
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Phil-pet branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Phil-pet Locations

Climate Policy and Initiatives

PHIL-PET is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Add Your Review

or use your BestCashCow account


Financial Details

Phil-pet Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Phil-pet. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Phil-pet U.S. Average
54.09% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Phil-pet had $88,920 in non-current loans and $0 in owned assets. To cover these potential losses it had $-192,811 in net worth and $357,208 in loans loss reserves. That gives it a Texas Ratio of 54.09%.

Net Worth
Phil-pet U.S. Average
-5.21% 13.62%

Phil-pet FCU has a net worth of -5.21% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Phil-pet

There are currently no comments for PHIL-PET. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

or use your BestCashCow account